Minimum liability insurance required in Vermont: (25/50/10)

$25,000 for each person for bodily injury
$50,000 for bodily injury per accident
$10,000 for property damage per accident
Uninsured/Underinsured: $25,000/$50,000
Uninsured Motorist Property Damage: $10,000 Limit

In Vermont, as in most other states in America, you are required to have a minimum amount of liability insurance (that remains in continuous coverage) in order to operate a motor vehicle.

In addition to Minimum liability insurance coverage, Vermont also requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000, and Uninsured Property Damage at $10,000 Limit.

You can read more about Vermont’s insurance requirements at the DMV’s website.

Proof of Insurance

You must carry a proof of insurance in your vehicle at all times. Proof of financial responsibility must be shown if a law enforcement officer stops you and asks for it. If you are unable to show proof of insurance, you will be given 20 days to present evidence. Failing which, fines will be imposed.

Adequacy of Coverage

25/50/15 is the minimum requirement for auto insurance in Vermont. Yet this may not be sufficient coverage to properly take care of damage, injury, or valuable assets. You are advised to carry sufficient insurance to take care of possible financial loss in the event of an automobile accident.

We also suggest getting quotes from multiple companies to ensure you get the best rate. There is no obligation to purchase from any particular insurance companies from whom you’ll obtain quotes.