Worry-Free Retirement | Book Review
The following book review was written by ChristianPF reader Christine Veloria.
I recently finished reading Worryfree Retirement: An Exciting New Way of Thinking!
- Determining your level of worry
- Create your own retirement vision
- Say goodbye to granddad’s retirement
- Know the rules of the game
- Admit you’re human
- Take responsibility
- Work hard (but just slow down)
- Have fun (just be sure to bring someone with you)
- Be thankful
- Trust God with the rest
Does it seem to you that everyone these days are talking about if you have enough for retirement? Especially with the stock market crash awhile ago everyone is talking about how much money they lost in their retirement accounts. They seem worried. Ever since I was a kid it has been said that Social Security wasn’t going to be there by the time I reached retirement. So what should I do, worry?
Everyone is marketed that once you hit your mid sixties that you need to stop working and go have fun. So do you have enough money saved for the fun? Are you worried that you don’t? With the financial down turn most of us have just trying to get by much less thinking about retirement down the road, but shouldn’t we be taking responsibility and start to plan more. This book talks about how to help with the worry and there are questions at the end of each step to help you gauge your level of worry.
Have you ever stopped to think about what you really want to do when you retire?
I didn’t and this book got me really thinking about retirement. I hear all the time about how I should be saving so much towards retirement but I have barely started. This book got my husband and me actually talking about what we want retirement to look like for us. It was an enlightening conversation and I was surprised at how simple each of us wanted our retirement to be. So simple that it has actually helped with some of the worry. I personally think that sometimes hearing about it all the time on the TV, radio and advertisements makes you worry about having enough even more.
The author isn’t trying to tell you how to save for retirement in this book he says to find a good financial planner that will listen to what you want out of retirement. He gives you some ideas of what you might ask a financial planner while interviewing them to find out if they are a good fit for you. The author wants you to take responsibility, to set goals for yourself and maybe even realize that not retiring and to keep working might be best for you.
One of the things I liked about the book was the stories about Mr. Walker’s granddad. He talked about how retirements were for people like his granddad and how it isn’t like that anymore. In his day you worked for a company your whole life then you
retired and got a pension from that company, it isn’t that way now. You had a simple retirement in your home enjoying your days, with occasional trips to town. He also talks about how we live much differently than his granddad did, with our big homes, many
cars and constantly buying stuff.
“Age 35-45…Today, this group looks like a shopping spree gone mad. As noted earlier, we are way too busy spending money we don’t have, to buy things we don’t need, just to impress people we really don’t like anyways.” -Tony Walker
Now that retirements are no longer like they were in his granddads days we need to take responsibly setting goals and saving for retirement but to still have some fun and admit we are human.
Lastly, to help with the worry is to be thankful for what we do have. Many of us are blessed with so much to be thankful for compared to others in this country and abroad. Also by trusting God we can help alleviate the worry. If you believe in Him trust in Him. That doesn’t mean you don’t have to work hard or be responsible though, you do your part and God does His. There is a list of scripture in the back of the book that pertains to each step.
To sum up this book it is about you finding out what you want out of retirement and how you can elevate some of the worry you have about it. I think most of us are sold on what retirement should look like but in reality it might not be what you want or can have. We live in an age were we spend more, save less and live longer, that equation does not work well for a worry free retirement. This book isn’t about how to plan your finances for retirement, it is about finding out what you want and how to stop worrying so much about retirement.
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