Consumer Credit

By Sherman Bell A debit card is sometimes offered by backs to account holders in place of a standard ATM card. It is still an ATM card however because it has a MasterCard or Visa logo it can also be used like a credit card, with a couple of exceptions. First a debit card takes the money direct from your bank account therefore it does not incur any fees. So is this good and should you be using a debit card? Debit cards are given to someone who opens a checking account with a bank and... Read Full Story

By William Blake Connected to checking accounts, debit cards are used as if they were credit cards, bearing the logos of Visa or MasterCard. Debit cards, however, are not charged any type of fee since they only use the money available in the bank account they are attached to. Debit cards seem like a good choice, but considering the details will help you decide for sure. Debit cards are issued when a checking account is opened if the customer elects to do so. Debit cards give the... Read Full Story

Chase gas reward credit cards offer cash rebates on gas purchases, discounts on gasoline, or other gas savings opportunities. With the price of gasoline constantly on the rise, one of the best ways to save money on gasoline purchases is with a gas rebate credit card. Some gas reward cards like the Chase PerfectCard™ MasterCard® offer gas savings at any gas station anywhere, while other gas rewards cards offer gas savings only at specific store locations. The great thing is that none of these... Read Full Story

Debit cards have become a very popular way to pay for everything from fast food to rental cars. The Federal Reserve reports that debit card transactions have been growing more than 20 percent annually and have surpassed credit card transactions. The appeal is understandable.  Debit cards are quick and easy to use.  But using a debit card can cost you hundreds and even thousands of dollars.  We’ll show you why you should never carry a debit card. More Risky than Carrying Cash In it’s 2007... Read Full Story

By Eric Jilson With household debt soaring nationwide, more and more families are looking for ways to reduce their debt load and also make it easier to understand. To this end, it's widely recommended that you look into consolidating your loans into lower interest ones. This can not only save you a good deal of money and make it easier to climb out of the hole, it can also reduce your stress levels over the money owed. Even when the amount owing is the same, it's much less troublesome... Read Full Story