Credit Card Expertise

It is important to know how credit card interest is calculated. It is not calculated the same way that a CD or an interest bearing savings account is calculated.  The key problem for the consumer is that the credit card interest rate is calculated daily.  I’ll will explain more in a minute on this.  First let’s go over the typical balance types that credit card companies use: Average Daily Balance By far the favorite of credit cards.  Every day, your balance is recalculated with any payments...Read Full Story

Credit Card Industry Newscast Media –The US government is suing credit card giant American Express over claims of anti-competitive practices. The Justice Department says the company’s contracts with merchants prevent rivals form undercutting it on transaction charges. MasterCards and Visa were also sued by the government but both companies agreed to settle their cases. The Justice Department said all three major credit card companies were impeding competition by preventing businesses from...Read Full Story

American Express Gift Card Balance Check The American Express gift card is one of the most popular banks issued gift cards, but trying to check the balance on the card can sometimes be challenging, especially since the American Express Gift Card website is very busy, which makes information hard to find. To check American Express gift Card balance by visiting Americanexpress.com/gift/giftcardslanding.shtml.Read Full Story

AmericanExpress.com/checkyourbill - Check Your Bill Online | Amex Bill Pay Online American Express makes it easy for users to check their bills online. All you have to do is log in to your account and it will automatically take you to your bills and bank accounts. Why go through all that paperwork trouble when you can control all your monetary finances online! American Express makes all of this easy.Read Full Story

Saving Your Money - How to Lower Your Credit Card Interest RatesWhile we all strive to be debt-free, the reality is that most people in modern society have credit card debt. It happens for many reasons, often beginning slowly and insidiously increasing until we feel we are under a mountain of debt. Perhaps we borrowed for 'good' reasons, such as to help with school or moving expenses, or perhaps the expenses were justified so long ago or so often that we honestly don't remember anymore...Read Full Story

Why Apply For a Credit Card Consolidation Loan? If you own a lot of credit cards, then you have probably experienced times when, for one reason or another, you have struggled to make a payment, let alone make the minimum payment.Now, your reasons for this may be many; you were changing jobs so you had to wait for your probationary period to end before your first payday, or, as is becoming more the case nowadays, you have had your working hours cut and are currently working a shortened week at...Read Full Story

–>–> Bills bills bills …….. How they haunt us all the time. What would we do if we did not have credit cards? So many times in life we find ourselves short of the money we need but obviously we can’t beg or steal but there are ways to borrow. So why not swipe your credit card and save your skin? Credit cards can be really useful in times when you are low in cash. There are so many companies who offer many deals and services only for you. There is American Express and Visa, Discover and...Read Full Story

AmericanExpress Bill Payment Option | American Express Sign Up or Register Use the American Express Card online or off, and you won't be held responsible for any fraudulent charges. American Express operates the largest closed-loop credit card transaction system in the world. This means that the company issues its own cards and processes the transactions, collecting a fee called the discount rate. This is a different business model than competitors Visa and Mastercard who rely on banks to...Read Full Story