• badcancer.net
• after your business is solidly profitable, this can be done. until then, it can't banks are not completely stupid
• A true business credit card is a line of credit that is taken in the name of the business, under the business' credit. Activity, whether good or bad, is reflected on your business' credit report through D&B and other financial ins utions, and the liability for any debts incurred and bills owed is with the business. However, some companies out there offer "business" credit cards which they require a person guarantee for. These ins utions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts - you are. When applying for a credit card for your business, watch out for areas asking for your SSN and not your TaxID or EIN and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business' credit, while avoiding creating problems with your own. Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300 - $900, depending on the quality of the information inquiring. I would suggest starting your search online via google or yahoo. Search for "strong business credit" just like that in quotes to find services that sell the information. Good luck, Ilya Bodner Small Business Owner Initial Underwriting Group
• People think once they screw up their own personal credit the next thing they can do is have a business and get credit that way but it doesn't work like that. Your personal social security number and credit rating are going to be used to extablish credit when you start out and even well beyond. Added Reality is as a beginning business you are NOT going to go out and secure credit using an unknown / unestablished business name or identifying number!
• None. I am a small business owner and had to guarantee all of my business credit cards
• Once your business is big enough you should find a card that is not cosigned by the owner. I work for a large company and we do not have any company cards except home depot and office depot, vendors give you 30 days to pay. Business is judged differently than people they go by your business's Dun and Bradstreet score not a FICO score. Small business is going to be guaranteed by the owners personal ets. Some of our vendors require a corporate officer to sign the credit application. It is not a problem because officers know if the business is going to pay the vendors
• Spock is correct. Until your business has an established track record with vendors, time in business and how your business is formed, you will be held responsible for any credit your business receives. An alternative is to check with the bank where you have your business checking account. They may give you a credit card that also has your business name on it to use for your business expenses. Understand, the bank will follow its policies on granting credit to you and yes, your credit report will be what they base your business credit limit on

i just finished college, and work full time. i have a debit card, and building good credit from paying off loans. a lot of people have been telling me to get a credit card, but i wonder if it really is necessary. please give me some good reasons to get (credit cards)

she has went bankrupt twice and there is nothing i can do about it. the credit report is in both of our names because the state requires it. you cannot stop her from getting credit cards and ruining your credit unless you get a divorce. i do not have a (credit cards)

do we have to pay the credit card company if we are not using it even for a penny?. if there is an annual fee, you have to pay it to keep the account open, or if you have signed up for some type of security feature or something they (credit cards)

i have never wanted or needed to apply for a credit card in my life. however my fiance and i are planning to buy a flat in the next 6 - 12 months and realise that i am going to need to improove my credit apparently never owing money is (credit cards)

i have 4 credit cards limits are 1000, 3300, and two 500s and was considering getting rid of one 500 credit card. should i pay the whole thing off and keep it or get rid of it?. at least 14 credit cards. cut up the card, but keep the account (credit cards)

she has went bankrupt twice and there is nothing i can do about it. the credit report is in both of our names because the state requires it. you cannot stop her from getting credit cards and ruining your credit unless you get a divorce. i do not have a (credit cards)

hello, i am trying to find out how to build my business credit without being attached to my personal credit score. i would like to know if anybody has information regarding what credit cards are available to do this. i would love any free information or links to sites that (credit cards)

i am currently a college student with 2 checking accounts wamu - 3 years & boa - 1 year and 1 credit card citi - 1 year. i have always met the requirements for my checking accounts and paid all my credit card bills on time. as for loans, i (credit cards)

i just finished college, and work full time. i have a debit card, and building good credit from paying off loans. a lot of people have been telling me to get a credit card, but i wonder if it really is necessary. please give me some good reasons to get (credit cards)

i have decent credit but i had cancelled all my cards when trying to get out of debt. i am now free of all unsecured debt but i need to have a card so in the future i will not be hurt by having no credit. i am thinking i (credit cards)

i have never wanted or needed to apply for a credit card in my life. however my fiance and i are planning to buy a flat in the next 6 - 12 months and realise that i am going to need to improove my credit apparently never owing money is (credit cards)

i am currently a college student with 2 checking accounts wamu - 3 years & boa - 1 year and 1 credit card citi - 1 year. i have always met the requirements for my checking accounts and paid all my credit card bills on time. as for loans, i (credit cards)

i have 4 credit cards limits are 1000, 3300, and two 500s and was considering getting rid of one 500 credit card. should i pay the whole thing off and keep it or get rid of it?. at least 14 credit cards. cut up the card, but keep the account (credit cards)

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