Credit Tips

If you haven’t checked your credit report/score for a long time, now is a good time to check as myFICO is offering 20% promotional code on it’s myFICO Standard product.   FICO Standard  lets you choose individual FICO ®  credit scores and credit reports from TransUnion and Equifax.  You get instant online access to your credit report and score.   FICO Standard has the following features: Get your FICO® scores from your choice of Equifax or TransUnion. Each comes with a full... Read Full Story

All consumers but especially those with bad credit probably wonder just how FICO determines their credit score . We know what you’re going through At Auto Credit Express , we’ve been helping bad credit car buyers for nearly twenty years reestablish their car credit by financing a new or recent pre-owned vehicle with a bad credit car loan. During that time, we’ve tried to educate consumers on high to take advantage of the process – since these very same people begin with a distinct... Read Full Story

Consumers who find themselves with a FICO score below 640 can make the most of a bad credit car loan by simply planning ahead. We know what you’re going through At Auto Credit Express , we’ve been helping bad credit car buyers, for nearly twenty years, reestablish their car credit by financing a new or recent pre-owned vehicle with a bad credit car loan. During that time, we’ve tried to educate consumers on high to take advantage of the process – since these very same people begin... Read Full Story

by Wendy Polisi The most common credit score used by mortgage lenders in the United States is the FICO score. This score helps lenders determine a loan applicants creditworthiness and has a direct bearing on the terms that the lender is likely to offer any given individual. Generally speaking, the higher the FICO score, the lower the risk. This means that people with higher scores usually receive more favorable loan terms. How a FICO score is calculated is a proprietary industry secret... Read Full Story

Earlier today the Wall Street Journal posted a new story on Fair Isaac, or as they refer to the company, the “keepers of your credit history.” For those of you who may not know, Fair Isaac maintains the FICO scores most lenders use to determine your eligibility for a loan and potential interest rates. The lawsuit surrounds the difference between what the company calls bono fide FICO scores, and non-FICO scores, sometimes called “FAKO” scores. Check out the following article on the... Read Full Story

Credit Report Ultimate Resources for Credit Help How to handle bad credit debt thats almost 10 years old but it   Related Images: The early 90s thought bad debt only remains on your credit for no longer than years its almost over 10 years but they still show up on your credit history Read more..   Related Images: Blog Posts Free Tips Tricks - Compare Bad Credit Credit Cards moreover, look at whether or not the credit card issuer... Read Full Story

Credit Report Ultimate Recources for Credit Help Transfer Credit Cards For Poor Credit Score: Guaranteed Gas Cards Delta Sky Miles seem to never work for me or I have been am looking at the reward system at one free ticket is 25000 miles of I were considering opening a credit card. It do not Bad Credit Card Balance Transfers want a debit card about Read more..   Related Images: Blog Posts Credit Score Of 350 - Vox the free movies are nice and the bank... Read Full Story

By Eric Julien Why should you consider affordable credit repair? Because it works and it could vastly improve your credit score. If you know how to do it, it could be one of the most effective ways to help you get a loan, credit card, or better interest rate on a house or car. There are a number of factors that are indicative of what your credit score will be. Lenders tend to look at how many credit cards you have. Believe it or not, there are a number of people who have 20 or more credit... Read Full Story

By Peter Carville In the face of a worsening economy, would-be borrowers are having an increasingly difficult time getting approved for home and car loans. Although you can't control how the banks set their lending criteria, you can control how your credit score shapes up - and the first step towards improving your score, is learning how it's calculated. Your credit score, also known as your FICO score, is an indication of credit worthy you are; it's a simple three-digit figure that is able... Read Full Story

By Peter Carville In the face of a worsening economy, would-be borrowers are having an increasingly difficult time getting approved for home and car loans. Although you can't control how the banks set their lending criteria, you can control how your credit score shapes up - and the first step towards improving your score, is learning how it's calculated. Your credit score, also known as your FICO score, is an indication of credit worthy you are; it's a simple three-digit figure that is able... Read Full Story