Credit Tips

MOSCOW, May 30, 2012 /PRNewswire/ -- FICO (NYSE:FICO), the leading provider of analytics and decision management technology, and the National Bureau of Credit Histories (NBKI), Russia's leading credit bureau, today released data showing that Russian consumers made more late payments...  

2. Does each consumer have just one generic credit score? 3. How important is it to check the accuracy of your credit reports at the three main credit bureaus? If your answers were Experian, Equifax and TransUnion (the three main credit bureaus ...  

Fair Isaac Corp., best known for its FICO credit scores, said Tuesday it has acquired Entiera Inc., which provides customer data to help marketers. Terms of the deal for Denver-based Entiera were not released. Entiera's main product is Entiera Insight, which is a software-as-a-service (SaaS) product. "Entiera Insight is highly scalable, scaling to tens of millions of customers, hundreds of millions of transactions and thousands of offers...  

TransUnion’s latest quarterly look at non-mortgage debt shows the average consumer added ... The latest quarter’s data shows a slight acceleration but only to 1.66 per cent annualized. TransUnion also points out that consumer delinquencies remain ...  

TransUnion, Equifax and Experian are the three consumer reporting companies that operate on a nationwide basis that are required by the Fair Credit Reporting Act (FCRA) to provide you with free credit reports once every twelve months.New York, NY -- (SBWIRE) -- 04/28/2012 -- TransUnion, Equifax and Experian are the three consumer confirming firms that work on a countrywide basis which are needed through the Fair Credit Confirming Act (FCRA) to...  

LONDON, May 24, 2012 /PRNewswire/ -- FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today released its quarterly UK cards data showing that delinquencies have fallen over the past six months. For so-called "classic" (non-premium) credit cards,...  

recently learned that she no longer had a FICO score. Alison hadn't borrowed in years. The experience of having her identity stolen by her husband -- then going through a divorce and declaring bankruptcy in 1996 -- left her with a distate for debt.  

This is according to Geoff Miller, CEO of TransUnion, one of SA’s biggest credit bureaus, following the release of its SA Consumer Index (CCI) yesterday. The CCI, a measure of trends in consumer credit health, has declined to a level of 50.7 for the ...  

There are lots of formats and modes of credit report, but most of them obtain from one among the three major credit reporting agencies that issued the file being reported. Each of the 3 major credit reporting agencies utilizes a different mode ...  

When consumers fall behind on making their payments, they have enough to worry about without harassment from creditors and debt collectors. Each year many consumers are plagued with debt collectors and creditors who use unsavory tactics, and the number of lawsuits against debt collectors and creditors rose in March. Fortunately, the Fair Debt Collection Practices Act and the Fair Credit Reporting Act offer protection. Some Protections Under...  

Things are looking up within the credit landscape, says a report from the Equifax credit bureau. The second quarter of 2012 shows promising numbers -- with the exception of home finance. Equifax's March "National Consumer Credit Trends Report" shows that ...  

Saksoft to market FICO solutions in India 23-MAR-11 Chennai-based information management solutions provider Saksoft has signed an agreement with US-based analytics and decision management technology firm Fair Isaac Corporation (FICO), to market the latter ...  

The share of Arizonans at least 60 days behind on their car payments was below the national average in the first quarter, credit reporting agency TransUnion said Wednesday. The auto loan delinquency rate in Arizona during the first three months ...  

FICO Labs found that 31.9 percent of Americans with FICO scores were in the 550 to 699 range — which makes it hard to get credit at reasonable rates. Overall, though, lenders appear to be more optimistic about the likelihood of being repaid.  

Terms on a “significant portion” of the debt allow creditors to seek early repayment ... since the government took over on April 16. Management is “actively pursuing formal waivers” from creditors, YPF said. “In case those waivers ...