Credit Tips

@chucklebuck: Applying for new credit would only theoretically impact your age of credit and new credit portion of the FICO score (unless you go and jack up the balance too). Those two factors account for 25% of your overall score (per myfico.com). The maximum FICO score is 850 which means at worst a new card could drop your score 212 points. Of course that's a way outside the box worst case scenario but there ya go an idea of what is...  

MINNEAPOLIS--(BUSINESS WIRE)--FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced financial results for its fourth fiscal quarter ended September 30, 2009. Fourth Quarter Fiscal 2009 Results Net income for the fourth quarter of fiscal 2009 totaled $17.1 million, or $0.35 per share, versus $23.8 million, or $0.49 per share, reported in the prior year period, which included $0.07 per share of...  

Like many people doing or considering a mortgage modification, David L. of Oakland wonders how it will affect his credit score. Unlike most people in this situation, David has never missed credit payments and has a very high FICO score of 810. But when David,...  

Have you ever heard the term FAKO score? What about FICO score? Seasoned Consumerist readers will know the difference but if you're new to the whirlwind credit industry, you may not. FICO stands for Fair Isaac Corporation and refers to the algorithm they use to calculate your credit risk and credit worthiness. There are three credit bureaus collecting and collating your credit information (Equifax, Experian, TransUnion) and a FICO score is...  

After the economic downturn, many individuals who are facing debts or have lost their jobs have been compelled to consider Debt Settlement as a source of surviving in this time of uncertainty. This is considered to be the fastest way to Debt Elimination. Not only fast, it is also the economical way out of your debts. Even the creditors have realized that in this time of hardship it is better to compromise instead of not getting anything at all...  

@Daveinva: Experian got into disagreement with FICO (formerly known as Fair Isaac) and soon after, FICO stopped offering EX scores to the public (although they still provide EX scores to creditors, etc.) Unfortunately, you can't really blow off EXP, as many creditors still rely on them (with regional variations), but you can't check your FICO EX score either. Can't win either way. azntg  

TOKYO & MINNEAPOLIS--(BUSINESS WIRE)--Exchange Corporation K.K., the pioneering operator of Japan’s AQUSH.JP Social Lending Service (www.aqush.jp), and FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced that FICO risk scoring technology will be used at the core of the AQUSH Credit Grade borrower-ranking system. Using FICO® credit risk scores to power AQUSH Credit Grades will give Japanese...  

An update to how the new FICO '08 scoring system got revamped this year: Collection ammounts where the original debt was under $100 will be totally disregarded, MarketWatch reports. Back in Feb we reported that they would still be taken into account but only matter less. Also, FICO'08 has been rolled out to all three credit bureaus since last month. Before it was only being tested at one and there was some disagreement over whether all the...  

Slovak Prime Minister Robert Fico said he welcomed the decision by the United States to halt its plans to build a European missile shield in the Czech Republic and Poland. Speaking after an extraordinary session of the European Council in Brussels on the evening of September 17,Fico said he thinks that the decision will strengthen confidence in the region, the TASR newswire reported.  

PR-Inside.com (Pressemitteilung)FICO Scores and Bad Credit Car LoansAuto Credit Express (blog)All consumers but especially those with bad credit probably wonder just how FICO determines their credit ...Loan against Car - Now give your Bad Credit Ratings a Back RideBest SyndicationHow to qualify for bad credit car loan with zero credit history and no moneyPR-Inside.com (Pressemitteilung)Obtain a Bad Credit Car Loan to Get the Car You DesireLive...  

Consumer AffairsAG sues credit card debt settlement companiesMyFox Tampa BayThis chart shows how CSA, a debt settlement company, used funds consumers sent them to settle credit card debts. AG Bill McCollum said it was typical for ...Attorney General Sues Debt Settlement CompaniesFirst Coast Newsdebt relief organizations face lawsuitsTampa Bay Business JournalClearwater company named in lawsuitTampa Bay NewspapersConsumer Affairs -Grand...  

PR-Inside.com (Pressemitteilung)Hardcore Credit Card Debt Relief Options Explained by Totaldebtrelief.netPR Leap (press release)Consumer advocate Totaldebtrelief.net offers consumers debt relief advice. Credit card debt - it is what it is; a fact of everyday life. ...Equifax: Bankruptcy filings continue to climbBills.comall 19 news articles »  

Pressemeldungen.at (Pressemitteilung)Settle Credit Card Debt, Ease Your Mind - Debt SettlementPressemeldungen.at (Pressemitteilung)You can do debt settlement yourself and save a ton of money, but you will have to come up with that lump sum. Consider tax returns, family loans etc. ...  

October 28, 2009 -- HASH(0x1cc3240) More than 300,000 registered members of FICO Forums share their credit scoring experiences ...  

Improving FICO scores is a priority for anyone who intends to apply for credit. Discover how to repair bad credit with these clever techniques.