Credit and Debt

In "The Do-It-Yourself Bailout," I tell the story of how I settled five of my seven credit card accounts, reducing my debt from $212,000 to $30,000 in about six months and having $115,000 in debt written off entirely.  At the time of writing, I still had two open accounts, "Yellow Bank" with a $17,500 balance and "White Bank" with a $12,500 balance.    With added interest during the months I was not making payments, the balances increased to $22,500 and $15,000 respectively. Last Friday, I settled the Yellow Bank account for only 22%.    That's right, 22%! If you're still working on settling your ... Read Full Story

Apply Credit Card For Free Find Low Rate, Rewards and Everyday Cards. Compare Offers and Apply Online ! Credit Card Debt Management, Women and Health   Related Images: There are many credit card debt management and services available today some are definitely better than others. It is therefore imperative that research on the Read more..   Related Images: Blog Posts ZillionsB - Submit News, Blogs, Videos, Weblinks - Credit Cards if you are going to get yourself a credit card, then there are several issues in particular that you are going to have to think about and really take (credit cards) Credit Cards to ... Read Full Story

Noticed what's new with credit card companies nowadays? Lately, they've become more abusive and more instinctive when it comes to hunting those in deep debt. Laws are now enacted to put a stop to these predator-like behavior. Some of the things that proposed extra laws might accomplish are: Putting a limit on excessive fees and fines forced by credit card companies; lowering the towering percentage rates that a quantity of  credit card companies charge; and limit the amount of credit accessible to individuals under the age of  21. These laws might be a superior step but if you are deep in credit card debt, ... Read Full Story

If you are one of the millions of Americans who are behind the 8 ball when it comes to credit card debt, you needn't stress yourself to the breaking point. Credit card debt can grow to be a debilitating thing if not kept in check. There's no doubt about this. But if you've reached the point where credit card debt is causing you stress, anxiety and sleepless nights - you need to know that  debt relief  options do exist and can help you immediately. But right off the bat, let's be clear - bankruptcy is clearly not the answer. Not for credit card debt ... Read Full Story

Remember when everyone paid for things in cash? Probably not. Credit cards are no longer considered a luxury, but rather, a necessity. So as you can imagine, a lot of people are going into debt with credit cards. Many people posses more than one credit card. The credit card industry is growing by leaps and bounds. However, both the credit card industry and credit card holders are posed with the problem of credit card debt. In order to understand what credit card debt means, you need to understand the workflow associated with the use of credit cards. Credit cards, as the name suggests, are ... Read Full Story