Credit and Debt

by Jay Peters While some surveys show that 9 out of 10 consumers are unaware what their credit score is, I'd like to quickly share with you how your credit score could be costing you a fortune%u2026 in more ways than you can imagine.We all know a low credit score will make everything in the world of finance more expensive because of higher interest rates from lenders due to being considered a greater credit risk (i.e. higher interest rates on car, homes and credit cards). While this may be... Read Full Story

Starting or expanding a business usually involves debt.  You expect it and you plan for it. If your business takes off like you hope, then that debt was a smart investment in your future. For many small businesses and new businesses, the business credit card is the easiest way to purchase what you need to operate.  In that sense, the business credit card is like the line of credit that banks give to larger business customers.Applying for a business credit card online is the fastest way to... Read Full Story

A business credit card is both a convenience and an effective way to track expenses. Cash transactions burden your accountant, the one responsible for making all of your entries work for tax purposes.   Whether a business credit card appeals to you for simplicity and convenience or because it provides good record-keeping, there is still so much more you need to know.  for example, the annual fee for business credit cards can be higher than for personal credit cards.   You may have to pay as... Read Full Story

You want something you don't deserve or can't afford? No problem! Just get no down payment mortgage thanks to non existent lending standards, or better yet, put it on the credit card!! Millions of Americans are so cash strapped that they are now using credit cards simply to cover Gasoline and Food because their income does not even make enough to survive. Now it is to the point where people are paying their mortgages with credit cards. Check out this article from Yahoo: http://news.yahoo... Read Full Story

Wikizines are interactive magazines that anyone can create or edit - and this one is called "Credit and Debt". Here you can find fresh voices and respond in real time. Some members write articles about recent news and trends related to the wikizine's topic, others recount relevant personal stories or share their favorite pictures and video clips. Got an interesting idea or story to share with other members of this wikizine? Well, then put on your journalist's cap and add your own article... Read Full Story