Touchy subject...I know. But folks, it's about RESPONSIBILITY. We're raised to think good credit is crucial to our success as adults, but debt is bad. There is a happy medium -- and hitting a few bumps in your credit rating isn't the end...
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Touchy subject...I know. But folks, it's about RESPONSIBILITY. We're raised to think good credit is crucial to our success as adults, but debt is bad. There is a happy medium -- and hitting a few bumps in your credit rating isn't the end of the road.
Credit card debt damages the average American’s credit due to its consequences. The missed payment and default ratio on credit card debt is increasing at disturbing rates. Fortunately those who are motivated and want to escape the vicious circle of debt can resort to certain simple methods for reducing debt. If your credit card debt has not reached a critical situation yet, there are simple techniques that you can apply to reduce your credit card debt within a short period of time, with... Read Full Story
Dear Kenny, Thank you for your book! It was a huge turning point for me. It gave me clear direction when I really needed it, when I was lost in a thick dark jungle of credit card debt. I had heard, mostly on the radio, that credit cards could be settled for far less than I owed, but just how? When I called some of those companies that advertised on the radio, they wanted huge fees and were talking about "consolidating" and having me make payments for at least 5 years -- some even... Read Full Story
If you are in a dilemma about whether to file for bankruptcy or work out credit card debt settlement then you need to know a number of things to come to the final decision which is best for you.
So, you are in the position where you have been unable to pay off your credit card/s for quite a while now and its got to the stage where your card/s company have sold on your debt to a debt collection agency. Of course, the collection agency will contact you very soon as they want to get “their... Read Full Story
In "The Do-It-Yourself Bailout," I tell the story of how I settled five of my seven credit card accounts, reducing my debt from $212,000 to $30,000 in about six months and having $115,000 in debt written off entirely. At the time of writing, I still had two open accounts, "Yellow Bank" with a $17,500 balance and "White Bank" with a $12,500 balance. With added interest during the months I was not making payments, the balances increased to $22,500 and $15,000 respectively. Last Friday, I... Read Full Story
Noticed what's new with credit card companies nowadays? Lately, they've become more abusive and more instinctive when it comes to hunting those in deep debt. Laws are now enacted to put a stop to these predator-like behavior. Some of the things that proposed extra laws might accomplish are: Putting a limit on excessive fees and fines forced by credit card companies; lowering the towering percentage rates that a quantity of credit card companies charge; and limit the amount of credit... Read Full Story
If you are one of the millions of Americans who are behind the 8 ball when it comes to credit card debt, you needn't stress yourself to the breaking point. Credit card debt can grow to be a debilitating thing if not kept in check. There's no doubt about this. But if you've reached the point where credit card debt is causing you stress, anxiety and sleepless nights - you need to know that debt relief options do exist and can help you immediately. But right off the bat, let's be clear... Read Full Story
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Credit Card Debt Management, Women and Health
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There are many credit card debt management and services available today some are definitely better than others. It is therefore imperative that research on the Read more..
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Blog Posts ZillionsB - Submit News, Blogs, Videos, Weblinks - Credit Cards
if you are... Read Full Story
Credit card debt advice is what we will be taking about today. There are many people who have overspent on credit cards and chalk up a lot of high interest arrears on these overly convenient financing tools. Interestingly, not many of these people know about effective credit card debt advice to help them repay and eliminate these debts with ease. You will kick yourself in the butt if you realize all the unnecessary interest fees you have been paying on your credit card debts could have been... Read Full Story
You are a credit card user and your credit card debt has reached to unexpected levels providing you most inconvenience then it is important that you learn how to use it effectively so that no one abuse the credit cards and pay them off easily. You need to consider these following credit card debt elimination tips: 1. You have to be aware of all the included fees associated with your credit card and therefore you need to know the annual fees, current interest rates, finance charges, cash... Read Full Story