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Credit and Debt

Credit and Debt

Touchy subject...I know. But folks, it's about RESPONSIBILITY. We're raised to think good credit is crucial to our success as adults, but debt is bad. There is a happy medium -- and hitting a few bumps in your credit rating isn't the end... [more]

Touchy subject...I know. But folks, it's about RESPONSIBILITY. We're raised to think good credit is crucial to our success as adults, but debt is bad. There is a happy medium -- and hitting a few bumps in your credit rating isn't the end of the road.

Articles

One reader's experience settling $125,000 in debt for $25,000

Dear Kenny,   Thank you for your book!  It was a huge turning point for me.  It gave me clear direction when I really needed it, when I was lost in a thick dark jungle of credit card debt.   I had heard, mostly on the radio, that credit cards could be settled for far less than I owed, but just how?  When I called some of those companies that advertised on the radio, they wanted huge fees and were talking about "consolidating" and having me make payments for at least 5 years -- some even... Read Full Story

Credit Card Debt Management, Women and Health - Credit Cards - Blog Posts - Apply Credit Card For Free

Apply Credit Card For Free Find Low Rate, Rewards and Everyday Cards. Compare Offers and Apply Online ! Credit Card Debt Management, Women and Health   Related Images: There are many credit card debt management and services available today some are definitely better than others. It is therefore imperative that research on the Read more..   Related Images: Blog Posts ZillionsB - Submit News, Blogs, Videos, Weblinks - Credit Cards if you are... Read Full Story

I just settled another credit card account, for 22%

In "The Do-It-Yourself Bailout," I tell the story of how I settled five of my seven credit card accounts, reducing my debt from $212,000 to $30,000 in about six months and having $115,000 in debt written off entirely.  At the time of writing, I still had two open accounts, "Yellow Bank" with a $17,500 balance and "White Bank" with a $12,500 balance.    With added interest during the months I was not making payments, the balances increased to $22,500 and $15,000 respectively. Last Friday, I... Read Full Story

Don't Let Credit Card Debt Pull You Down

Noticed what's new with credit card companies nowadays? Lately, they've become more abusive and more instinctive when it comes to hunting those in deep debt. Laws are now enacted to put a stop to these predator-like behavior. Some of the things that proposed extra laws might accomplish are: Putting a limit on excessive fees and fines forced by credit card companies; lowering the towering percentage rates that a quantity of  credit card companies charge; and limit the amount of credit... Read Full Story

Debt Relief Is THE Cure For Credit Card Debt

If you are one of the millions of Americans who are behind the 8 ball when it comes to credit card debt, you needn't stress yourself to the breaking point. Credit card debt can grow to be a debilitating thing if not kept in check. There's no doubt about this. But if you've reached the point where credit card debt is causing you stress, anxiety and sleepless nights - you need to know that  debt relief  options do exist and can help you immediately. But right off the bat, let's be clear... Read Full Story

Credit Card Debt

Remember when everyone paid for things in cash? Probably not. Credit cards are no longer considered a luxury, but rather, a necessity. So as you can imagine, a lot of people are going into debt with credit cards. Many people posses more than one credit card. The credit card industry is growing by leaps and bounds. However, both the credit card industry and credit card holders are posed with the problem of credit card debt. In order to understand what credit card debt means, you need to... Read Full Story

How To Pay Off Credit Card Debt-7 Steps To Beat Credit Card Debt!

Are you losing control of your credit card debt? Are your finances in a mess? Follow these 7 steps to help beat credit card debt. 1] Start a budget and track what you spend your money on. This is really going to help you gain control of your finances by seeking exactly what you’re buying each month. Begin your budget by keeping track of income and expenses; if you stick to it you’ll know exactly where your hard earned dollars are going and where to cut back. 2] Put your needs before wants... Read Full Story

5 Ways Your Credit Score is Costing You Thousands Even if You NEVER Borrow A Dime!

by Jay Peters While some surveys show that 9 out of 10 consumers are unaware what their credit score is, I'd like to quickly share with you how your credit score could be costing you a fortune%u2026 in more ways than you can imagine. We all know a low credit score will make everything in the world of finance more expensive because of higher interest rates from lenders due to being considered a greater credit risk (i.e. higher interest rates on car, homes and credit cards). While this may be... Read Full Story

Tips To Manage Your Business Credit Card Debt

Starting or expanding a business usually involves debt.   You expect it and you plan for it. If your business takes off like you hope, then that debt was a smart investment in your future. For many small businesses and new businesses, the business credit card is the easiest way to purchase what you need to operate.   In that sense, the business credit card is like the line of credit that banks give to larger business customers. Applying for a business credit card online is the fastest way to... Read Full Story

Will you be Paying for that with Cash, Check, Charge or 7 years of indentured servitude?

You want something you don't deserve or can't afford? No problem! Just get no down payment mortgage thanks to non existent lending standards, or better yet, put it on the credit card!! Millions of Americans are so cash strapped that they are now using credit cards simply to cover Gasoline and Food because their income does not even make enough to survive. Now it is to the point where people are paying their mortgages with credit cards. Check out this article from Yahoo: http://news.yahoo.com... Read Full Story
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