George Kennedy

The banking system is composed of financial institutions at which companies and private persons can hold their savings on deposit. The banking system allows for the easy transfer of money from one party to another. With this flexibility, the time spent on transactions isn't wasted and funds can be transferred in a secured manner. There is a wide array of services provided by banks, apart from keeping their clients' savings. One of the major roles of banking institutions is to lend money to...Read Full Story

Are you one of the hundreds of thousands of Americans who received a Notice of Default last month? Well then, now this housing crisis is personal. If you are one of the almost 100,000 Californians who received a Notice of Default in the past month, you are dealing with some strong emotions like fear, embarrassment, frustration, despair, and anger. Not nice! These can do a ton of damage to their life - OR, they can propel you into action to defend yourself, protect their family and save their...Read Full Story

Automotive financing is also known as self-financing. When you purchase a new or expensive car, you will most likely have to acquire financing. There are number of ways to secure affordable automotive financing. The key to getting a good auto loan is to know all of your options. The most familiar financial products used for automotive finance is personal car loans and financial plans offered by car dealerships. In most of these cases, you will not save much money because they do not...Read Full Story

It's exciting to take that first step to purchasing a home and no longer paying rent. This experience is new and scary as often most people don't know what they are getting themselves into, let alone know what they are doing when planning for their dream home. The other scary thing is that it is a very emotive process, and when combined with one of the largest financial transactions of your life, problems can arise. Often people will make the same slip ups as other first timers. The first...Read Full Story

Many of our clients and online business partners have asked us on numerous occasions - what are interest rates, why do they constantly change? and how can they effect obtaining a loan? Well, to our knowledge, interest rates are affected by a number of factors. The Federal Reserve, which is in charge with maintaining the stability of the nation's financial system, raises or lowers short-term interest rates in an effort to maintain that stability. Interest rates are most definitely on their way...Read Full Story