From media-newswire.com
()
Reporting
Losses and Fraud
If you lose your credit or charge cards or if you realize
they've been lost or stolen, immediately call the issuer(s).
Many companies have toll-free numbers and 24-hour service
to deal with such emergencies. By law, once you report
the loss or theft, you have no further responsibility
for unauthorized charges. In any event, your maximum
liability under federal law is $50 per card.
If you suspect fraud, you may be asked to sign a statement under oath that you did not make the purchase(s) in question.
Guarding
Against Fraud
Here are some tips to help protect yourself from credit
and charge card fraud.
Do:
- Sign your cards as soon as they arrive.
- Carry your cards separately from your wallet, in a zippered compartment, a business card holder, or another small pouch.
- Keep a record of your account numbers, their expiration dates, and the phone number and address of each company in a secure place.
- Keep an eye on your card during the transaction, and get it back as quickly as possible.
- Void incorrect receipts.
- Destroy carbons.
- Save receipts to compare with billing statements.
- Open bills promptly and reconcile accounts monthly, just as you would your checking account.
- Report any questionable charges promptly and in writing to the card issuer.
- Notify card companies in advance of a change in address.
Don't:
- Lend your card(s) to anyone.
- Leave cards or receipts lying around.
- Sign a blank receipt. When you sign a receipt, draw a line through any blank spaces above the total.
- Write your account number on a postcard or the outside of an envelope.
- Give out your account number over the phone unless you're making the call to a company you know is reputable. If you have questions about a company, check it out with your local consumer protection office or Better Business Bureau.
Attorney General Richard Blumenthal is investigating Blue Cross Blue Shield's loss of confidential information, including tax identification and some Social Security numbers, for all 18,817 of its individual Connecticut health care providers, as well as seeking additional identity theft protection for affected doctors, therapists and other professionals.
More perspectives...
DUBLIN--(BUSINESS WIRE)--Research and Markets (http://www.researchandmarkets.com/research/3c381f/data_breach_notifi) has announced the addition of Javelin Strategy & Research's new report "Data Breach Notifications: Victims Face Four Times Higher Risk of Fraud" to their offering. If a consumer gets a data breach notification letter, they are four times more likely to suffer identity theft within the next year. Data breach notifications were...
More perspectives...
From businesswire.com
()
Mules are relatively unaware people who get hooked into a "small business" or employment that is a function of a criminal enterprise. The mules often respond to "help wanted" ads from online job placement sites. Shipping scams are a common tactic criminals use in which they employ mules to receive goods bought with stolen credit card numbers, who then ship to people who buy them in online auctions.
More perspectives...
From ezinearticles.com
()
Advancement in technology comes with it an increased opportunity for thieves to steal your identity. They try really hard and does not stop until they are successful. Internet is a very luxurious area where one can have your identity stolen anytime.
More perspectives...
From ezinearticles.com
()
http://glennishere.com/Identity-Theft-Protection.html Help to Protect Yourself from Identity Theft w
More perspectives...
From wordpress.com
()
