Life Insurance No Medical Exam

What life insurance companies offer life insurance with no medical exams required? The answer depends on your life insurance needs. Many life insurance companies will not require you to take a medical exam if you are purchasing less than $100,000 of life insurance, or you are under a certain age. However, there are several life insurers that do offer no medical exam life insurance, including HSBC, Liberty Life Insurance, Garden State Life, Gerber Insurance, Mutual of Omaha, Stonebridge Life, and Globe Life and Accident Insurance Company, among others. When comparing plans for no exam life insurance make sure you consider the amount of coverage ... Read Full Story

Can I get quotes for no exam life insurance online? Yes, there are several options available which may provide you with no exam life insurance quotes on the internet. More life insurance are now offering no exam life insurance due to competition in the insurance marketplace, the advancements in technology, and to make it quicker and easier for consumers to purchase their life insurance policies. No exam life insurance usually charges higher rates than life insurance plans that require a full medical exam. Also, the amount of life insurance coverage available without a medical exam may be limited. However, you may be able to ... Read Full Story

How old can you be and qualify for no exam life insurance coverage? There are several different plans available for no exam life insurance which offer different amounts of life insurance depending on your age. Some life insurance plans offer term coverage up to $500,000 and other plans offer up to $30,000 of life insurance with no exam. The age limitations will vary by insurance company. Some carriers offer no exam life insurance for people age 78 and under and others may limit coverage for people age 60 and under. In addition, there are some health questions you need to answer in order to ... Read Full Story

Here's some info about no exam life insurance plans for your review: No exam life insurance is a type of policy that does not require you to take a medical exam. In addition, there are no blood or urine tests necessary to qualify. However, there are some health questions to answer on the application. Always answer all questions truthfully so any claims will not be denied based on misleading statements made on your application for life insurance. Usually, no exam life insurance plans are offered for $25,000 up to $500,000 of coverage. Most plans come with a "Free Look period" of 10-30 days depending ... Read Full Story

Can I get 20 year term life insurance coverage without any medical exam required? There are life insurance carriers now offering consumers 10, 15, 20, or even 30 year term life insurance with no medical exams required. However, there are a few health questions to answer. Your answers will help to determine if you qualify for the coverage. In addition, depending on the company you may be able to qualify for anywhere from $25,000 up to $500,000 of term life protection without a physical. However, you should be aware that the prices for no exam life insurance are usually higher than you would pay ... Read Full Story