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Planning – Do you know how much of your income is disposable?

By cab on | From livingbudgetpro.blogspot.com
Disposable Income is defined as: “ income that remains available for spending after deductions for taxes and other obligations .” So the question remains, do you know the actual amount of your annual disposable income? If you don’t, then do you belong to the class of people who consider themselves “fixed for life”, if there is such a class? I say that because we have seen a lot of “well off” people who have had great wealth loose it overnight; the reality is that in most cases it was being...Read Full Story

General – Living Budget Pro

By cab on | From livingbudgetpro.blogspot.com
Living Budget Pro is more than a budgeting program, financial planner, or personal finance application. Whether you have good credit , bad credit , need financial advice , money saving tips, or you just want to maximize your cash flow , Living Budget Pro can help. Besides revealing your financial potential, Living Budget Pro’s visual approach and methods will help you develop good financial habits. Living Budget Pro was designed to help people achieve their goals and improve their financial...Read Full Story

Budgets, the “B” word isn’t bad

By cab on | From livingbudgetpro.blogspot.com
Most of the time when you think budget, you think lack. If asked, most people will immediately say they are not on a budget, not wanting to infer that they have a lack of cash or need help. Well it appears that this type of thinking only occurs at the personal level. You might consider that the largest of corporations have budgets, and as you know most corporations don’t have a shortage of cash/capital. The primary reason why businesses have budgets is so they can ensure the money is used...Read Full Story

Planning - Are you planning to fail?

By cab on | From livingbudgetpro.blogspot.com
It has been said that if you are not planning, you are planning to fail. Most people are only concerned with ensuring they have enough money in the checking account to meet the current debt load. At best they might become concerned when the checkbook is tight and is hindering them from purchasing that little or big ‘something’. Unfortunately, planning or more specifically financial planning only becomes an issue when finances get tight. Whether or not you are in financial distress, trying to...Read Full Story

Parents - Are you helping your teens to become financially responsible?

By cab on | From livingbudgetpro.blogspot.com
Let’s face it, most of us just encourage our youth to get jobs expecting that a job alone will give them a greater respect for money. Well a respect for money is not the same as knowing how to keep and manage it. Lots of teens and young adults get checking accounts as part of having that new job. And even though they may be able to balance the checkbook, they still can have difficulties managing the finances. As with the majority of households we tend to hide our financial dealings from our...Read Full Story
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News
O'Malley's pension proposal could have big effect on HCPS budget
O'Malley's pension proposal could have big effect on HCPS budgetBaltimore Sun (blog)O'Malley's proposal, which would need to be approved by the Maryland General Assembly, is an effort to address Maryland's $1 billion shortfall in the budget. If passed, HCPS would face a shortfall of more than $8 million. ...and more »  
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Preliminary School District of Lancaster budget sets 4% hike
CBC.caPreliminary School District of Lancaster budget sets 4% hikeLancaster NewspapersBy BRIAN WALLACE The School District of Lancaster board approved a preliminary 2012-13 budget Tuesday night that calls for a 4 percent tax hike. But the likelihood of that increase — which would cost the average taxpayer an extra $119 next year ...Robinson proposes 5 percent budget jumpDanbury News TimesYork County School Board starts sorting through...  
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North Country schools "disappointed" with Cuomo budget plan
New York Daily NewsNorth Country schools "disappointed" with Cuomo budget planNorth Country Public Radio(01/19/12) Most of the education talk in Governor Andrew Cuomo's budget speech this week was about teacher evaluations. But Cuomo's written proposal also offers increasing aid to schools by 4-percent - with a significant portion of that earmarked for ...Cuomo road trip to rally support for budgetNew York Daily NewsBudget pushes schools on...  
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Gov. Jerry Brown pitches new taxes, budget cuts at City Hall, Burbank...
Kansas City StarGov. Jerry Brown pitches new taxes, budget cuts at City Hall, BurbankContra Costa TimesJerry Brown took his show on the road, flying to Los Angeles to make his pitch for new taxes and sharp budget cuts to local politicians and teachers. Brown delivered a version of his speech at Los Angeles City Hall and then headed to Burbank to meet ...Jerry Brown pitches higher taxes, budget cuts and and more public works spendingSacramento...  
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Now NY's Legislature Gets Cuomo's Budget
ABC NewsNow NY's Legislature Gets Cuomo's BudgetABC NewsAndrew Cuomo has turned his 2012-13 budget into a rallying cry for reform of the status quo in Albany, demonizing some of its most powerful public labor unions. The Democrat again cast himself as the outsider in Tuesday's presentation of his mostly ...Budget: No fixes for upstateEvening ObserverSaratoga County officials: Mandate relief included in Gov. Cuomo's state ...The SaratogianWith...  
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Facing $6 Million Budget Gap, School Board Gets to Work Early
Facing $6 Million Budget Gap, School Board Gets to Work EarlyWSETLynchburg, VA - $6 million - that's how much money Lynchburg City Schools needs to find in order to plug its budget gap. The shortfall is coming from a lot of different areas, including money the board was hoping to get from the state and federal ...and more »  
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KSP budget cuts are small but with large impact
Lexington Herald LeaderKSP budget cuts are small but with large impactWKYTMany state agencies have been have been warned by Governor Steve Beshear to prepare for budget cuts. "We could be doing better, we should be doing better. Future budgets do not have to look like this one," stated the Governor Tuesday night. ...Beshear budget could survive largely intactLouisville Courier-JournalI-65 project in budgetBowling Green Daily NewsText of...  
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