Loans, Mortgages and Banks

We hear a lot of the term predatory loan, but don’t think too much about it.  When you hear predatory loan , if you are like most people, you think it is just something that happens to “other people.” You would know if you were trapped in a predatory loan right?  There are rules that banks have to play by and if you are with one of the major lenders, such as Bank of America, JP Morgan Chase, Wells Fargo, US Bank or GMAC then you couldn’t be in a predatory loan could you?  Someone would...Read Full Story

A lot of people lose their ability to pay by the due date because of diverse hardships, like sudden health care expenses or loss of function. Especially with auto crisis of the past years, a lot of lost their jobs and found it difficult to purchase daily bills and bank loan commitments. A few of these people have gone to a loan changes attorney regarding help in modifying the regards to their agreement. Loan modification is the procedure of changing the stipulations of your agreement with a...Read Full Story

Edge All -All Steel Scraper with Long Handle All Power America – click on the image below for more information. Ensures a clean professional edge. Excellent trenching tool. Cuts through anything, Roots, hard soil, and sod Protective Powder Coat Finish Made in America All Power America The Edge All is a professional grade heavy duty edger that will provide a clean, professional edge along sidewalks, driveways, gardens and flower beds. With the extra weight it will be able...Read Full Story

For millions of homeowners struggling to pay their mortgage, many are faced with another disaster: home prices dropping significantly. When borrowers see their equity continue to dwindle uncontrollably below the current value of their home, many make the painful decision to simply walk away (go through a short sale process) rather than fighting to stay afloat and keep their home. It’s called being “underwater” or owing more than your home is worth. Recently, loan modification programs have...Read Full Story

It seemed like with predatory lenders such as Bank of America, JP Morgan Chase, Wells Fargo, GMAC and others being exposed for their unethical and criminal behavior that we would start to see conditions in the housing market improve.  Yet, we continue to see financing on home loans remaining harder and harder to obtain, and it has become obvious that these lenders have no desire to put their predatory ways behind them.  We are even beginning to see a resurgence of sub-prime mortgages that...Read Full Story