Merchant Services

N.M. AG's Office reminds consumers about their rights when shopping with debit and credit cards Trying to decide whether to use a credit card or a debit card when doing you're doing your holiday shopping? Well, the Consumer Protection Division of the New Mexico Attorney General's . . .  

Thousands of customers of at least five financial institutions serving the Colorado Springs area have had their debit- card numbers stolen through an unidentified local merchant, Colorado Springs police confirmed to The Gazette on Thursday.  

More people than ever will buy their holiday presents this season with debit cards. But people are using debit and credit cards for much more than just gift purchases. Even Salvation Army bell ringers are accepting plastic this year.  

T his is an email that I received, another one of those 'read it or lose' emails where they attempt to scare you into believing things that are not necessarily true. I don't understand why people continue to propogate these types of emails, but sometimes they are very helpful and for the most part they are fun and some are just outright baloney.This one is not bad.enjoy!MarkBe sure to read Scene 3Quite interesting. SCENE 1. This is a new one...  

Merchants, just like consumers, are raising their voices about fees they have to pay to credit card companies. Merchants are especially concerned about rewards cards because they have to foot the bill for many of the perks consumers receive.  

For many, part of a frugal holiday-shopping strategy includes a plan to leave the credit cards at home and use a debit card at the checkout.The cards are attractive since they link directly to bank accounts. Early this year, debit passed credit cards in dollar volume spent. But before using debit cards, make sure you understand the risks to your budget or if they are lost or stolen.Do debit-cards make it easier to stick to a budget?Not...  

SAN FRANCISCO--(BUSINESS WIRE)--Javelin Strategy & Research (http://www.javelinstrategy.com) today issued a research report ranking top banks and credit unions on 50 identity fraud Prevention, Detection and Resolution™ capabilities. The report scores how well an individual financial institution teams up with customers against criminals that committed $48B in identity crimes last year. Finishing first overall among 25 large US institutions was...  

With credit cards harder to come by and more annoying to use, the prepaid debit card market is projected to explode from $8.7 billion loaded on the cards to $119 billion in 2012, but a good chunk of that is going to be eaten up by hidden fees and gotchas. This sexy graphic visualization shows how. Fees like: $1.75 for each ATM withdrawal $1 for each ATM balance inquiry $.50 for each purchase $4 monthly maintenance charge Prepaid debit cards...  

New rules announced by the Federal Reserve on Thursday will restrict banks from charging overdraft fees without customers' consent on some debit card purchases, the New York Times reports. Banks will be required to explicitly outline their overdraft policies in clear language and obtain the customer's written consent before charging fees to his or her account. Part of an effort to restrict predatory credit practices, the new regulations will...  

Finance Minister Jim Flaherty's proposed Code of Conduct for the credit and debit card industry is a definite step in the right direction and a step that needed to be taken with Visa and Mastercard about to enter the debit card competition. The Retail Council of Canada has said credit card processing fees now cost merchants $4.5 billion a year. The council also estimates merchants will pay an extra $300 million to process debit cards if Visa...  

There could be less jingle in the Salvation's Army's hallmark red kettles this season. The charity is testing kettles that take debit and credit cards. The growth of so-called "plastic kettles" comes as fewer shoppers carry cash. Bell ringers who stand outside stores during the holiday season say that more and more shoppers are shaking their heads and smiling as they pass by, apologizing for not having spare change or cash to drop in the red...  

Central Wisconsin officials are alerting residents that credit/debit cards used at two central Wisconsin fabric stores during late August and early September might have been compromised. During the weekend, numerous complaints came into law enforcement agencies in Wood and Portage counties reporting fraudulent activity on debit cards that appear to be automated teller machine transfers taking place in the Milwaukee area, Wood County Sheriffs...  

DEBIT-card skimming will soon be a crime of the past if Canada's financial institutions have their way. That's because banks and credit unions are in process of approving and, in some cases, rolling out debit "smart" cards embedded with small computer chips. The chips are replacing...  

Your new frugal lifestyle is about to be tested by the biggest consumer challenge of the year: holiday shopping. For many, part of the strategy for keeping on budget includes a plan to leave the credit cards at home and use a debit card at the checkout.  

You aren't as safe as you think: Debit cards do not offer the same protections as a credit card. Two weeks ago our bank account was hijacked at payday. As we cleaned up the mess, we found out some surprising facts.Contributor: Rio DenaliPublished: Nov 18, 2009  

Central Wisconsin officials are alerting residents that credit/debit cards used at two central Wisconsin fabric stores during late August and early September might have been compromised. During the weekend, numerous complaints came into law enforcement agencies in Wood and Portage counties reporting fraudulent activity on debit cards that appear to be automated teller machine transfers taking place in the Milwaukee area, Wood County Sheriffs...  

NEW YORK - Your new frugal lifestyle is about to get tested by the biggest consumer challenge of the year — holiday shopping. For many, part of the strategy for keeping on budget includes a plan to leave the credit cards at home and use a debit card at the checkout.  

ATLANTA, GA--(Marketwire - November 4, 2009) - Trustcash Holdings Inc. (the " Company" or Trustcash") (PINKSHEETS: TCHH) announces it is beginning development to further expand the methods for purchasing Trustcash to include a debit product for China and other Asia areas ("Asia Debit"). The Asia Debit card services will cover China, Korea, Hong Kong, Macau and Taiwan and will provide our merchants the opportunity to increase their sales by...  

INTERNET service, debit and credit card machines, automatic bank tellers, and even some TV stations were knocked out of service in Winnipeg much of Sunday, due to technical problems at MTS Allstream. The outages resulted in countless lost sales for merchants, and as many inconveniences for...  

Within a very short period, co-branded card programs have gained immense popularity. Today, increasing number of banks are partnering various companies to offer co-branded debit card programs. Through these co-branded debit cards, the companies can represent their brand as a leading brand. These cards bear the name and logo of popular credit card brands such as Visa or MasterCard.Numerous Attractive Benefits of Co-Branded Debit Cards: is a...  

PALM BEACH, FL, Oct. 21 /PRNewswire-FirstCall/ - Commerce Online Inc. (Pinksheets: CMIB - News) (www.commerceonlineinc.com), a leading company specializing in both bricks and mortar and online merchant payment solutions, today announced the initial launch of a branded, pre-paid debit and ID card for licensed medical marijuana dispensaries and collectives operating within the states of California and Colorado.  

Thousands of customers of at least five financial institutions serving the Colorado Springs area have had their debit card numbers stolen through an unidentified local merchant, Colorado Springs Police confirmed Thursday. Ent Federal Credit Union...  

There's a certain list of things we routinely clean, but your debit and credit cards probably aren't on that list—although they should be! It's easy and can greatly extend the life of your card. Photo by ohadweb. You might be wondering why you should bother, but if you've gone cardless for a few days while waiting on a replacement, the extra step of cleaning your cards can go a long way toward preventing such a hiccup. (As someone who once...  

Thousands of customers of at least five financial institutions serving the Colorado Springs area have had their debit card numbers stolen through an unidentified local merchant, Colorado Springs police confirmed Thursday.     Ent Federal Credit...  

Finance Minister Jim Flaherty pleaded Thursday with Canada’s big banks and credit card companies to respect a newly released voluntary code of conduct designed to shield merchants from escalating processing fees for electronic payments  

Nov. 10 (BusinessWire) – New Zealanders spent less on their credit and debit cards in October, the first decline in four months, suggesting a high jobless rate and a focus on reducing household debt are keeping a lid on spending.  

Paying for holiday gifts with debit cards? Whoa there... A survey by the National Retail Federation recently reported that consumers expect to rely more this holiday season on cash and debit or check cards, and less on credit cards.  Using cash is always a great way to control your spending. Debit cards are a reasonable cash substitute, especially when you need to buy very large items and...  

The Salvation Army donations are no longer cash only. The Salvation Army will now be jingling for your credit and debit cards. That means being out of cash is no longer a valid excuse to not donate this Holiday...read more  

Continental Airlines has announced that its flight crews will begin accepting credit and debit cards exclusively for on-board purchases (except Duty-free) on Dec. 1, 2009, utilizing new hand-held devices that are more convenient for customers ...  

HOUSTON (AP) — Continental Airlines Inc. said Monday that credit and debit cards will be accepted for purchases onboard most its aircraft starting Tuesday. Flight attendants will use new hand-held devices to process the card payments for purchases ...  

Payroll debit cards are often referred to as paycards. These cards work in the same way as prepaid credit cards. These cards can be very advantageous for both small-scale as well as medium-scale companies.a  

Continental Airlines (NYSE: CAL ) announced that its flight crews will begin accepting credit and debit cards exclusively for on-board purchases (except Duty-free) on Dec. 1, 2009, utilizing new hand-held devices that are more convenient for ...  

Visit StreetInsider.com at http://www.streetinsider.com/Corporate+News/Continental+Airlines+%28CAL%29+to+Start+Accepting+Credit+%26+Debit+Cards+for+On-Board+Purchases+/5145751.html for the full story.  

Continental Airlines to allow credit, debit cards to be used for onboard purchases HOUSTON - HOUSTON (AP) — Continental Airlines Inc . said Monday that credit and debit cards will be accepted for purchases onboard most its aircraft starting Tuesday ...  

CONSUMERS are expected to spend a record £23 billion on their debit cards this Christmas as credit card limits are squeezed and fewer retailers are willing to accept cheques.  

BEIRUT: Figures released by the central bank of Lebanon show that the number of credit and debit cards issued in Lebanon reached 1.61 million cards at the end of September 2009, constituting a 1.3 percent decrease from end-June 2009, a 2.7 percent ...  

As reported by various new agencies a couple days back, the Fed ban on automatic ATM, debit overdraft fees is on the way From ATM Marketplace: Bloomberg reports that the Federal Reserve will prohibit banks from charging overdraft fees on ATMs and debit cards, unless the bank customer or credit union member agrees to pay charges for exceeding account balances. And financial companies that do impose fees will be required to explain their...  

Holiday shopping is in full swing. But 12-million people still have purchases on their credit cards from last year. And debit cards may not be the best choice either.  

The red Salvation Army kettles will begin appearing outside Triangle stores today, and the fundraising standby comes with a new feature this year. If you're short on cash, the bell-ringers will accept plastic at four locations. Shoppers can walk up, swipe their Visa, MasterCard or American Express through a machine attached to one of the tripod's legs, punch in the amount of their donations and collect a receipt. "With so many people...  

PR Web (press release)Debit Cards Can Leave a Black Mark on Black FridayPR Web (press release)Norwalk, CT (PRWEB) November 6, 2009 -- The most recent consumer credit report shows credit card debt declining for a record 12th straight month. ...and more »  

By: Suzanne SchiavoneBoston University students said they prefer to use debit cards over credit cards, even though bank officials said both cards are used fairly equally among college students....  

MasterCard Worldwide has announced that USAA Federal Savings Bank will implement its MasterCard Integrated Processing Solutions (IPS) debit processing platform for branded network and issuer processing services in support of signature and PIN debit, and ATM driving. "We believe that the capabilities of MasterCard IPS will position USAA to address and adapt to the unique and changing payment needs of our members around the globe while offering...  

A co-branded debit card program involves an association of a business organization with a bank and credit card providers such as MasterCard and Visa. In recent times, the branded and co-branded debit card programs have gained huge popularity in the business arena.The Power of Co-branded Debit Cards: is a post from: DJ Traffic  

RBS WorldPay has announced that National Payment Card Association (NPCA) debit cards can be processed by RBS WorldPay. According to RBS WorldPay, "NPCA offers merchants a card acceptance solution with significantly lower transaction fees than traditional credit or debit cards." "RBS WorldPay is committed to offering our clients a wide range of card acceptance solutions," said Ian Drysdale, senior vice president of Market Development for RBS...  

Sharp Electronics of Canada, a global leading vendor of electronic cash registers (ECRs), announced recently a payment solution which simplifies the integration of PIN-based debit with the Sharp UP700 and UP800 cash registers. This solution, which also includes credit, gift and loyalty cards, is powered by the TransNet payment engine software, developed by Precidia Technologies. Sharp has teamed with Moneris Solutions, one of Canada's...  

Minneapolis and Laconia, N.H., Nov. 5, 2009 -– Elan Financial Services and Laconia Savings Bank have partnered to provide Laconia Savings Bank customers with MasterCard® PayPass™ contactless payment capability on their debit cards. The PayPass-enabled cards offer Laconia Savings Bank's cardholders a faster, more secure way to pay and a more convenient shopping experience by enabling "Tap & Go™" payments. PayPass-enabled debit cards allow...  

Co-branded debit card programs involve an association of a business organization, bank and credit card company such as MasterCard and Visa. As co-branded cards are relatively safe and easy to carry than cash, they are becoming increasingly popular across the world.Co-Branded Debit Cards: Effective Mode Of Business Promotion: is a post from: DJ Traffic  

Today, the Conservative Government introduced a proposed Code of Conduct for the Canadian Credit and Debit Card Industry.Many Canadians, from everyday shoppers to small business owners, have raised concerns over the practices of credit and debit card providers in the past – and our Government has listened.Earlier this year, we introduced landmark reforms to the industry to ensure fairness for all Canadians using credit and debit cards. We made...  

Last week, WAMU's DIane Rehm hosted a program focused on Consumer Credit Protections - including overdraft fees. Participants included Kathleen Day, Center for Responsible Lending, Diane Casey-Landry, Chief Operating Officer, American Bankers Association, and Nancy Trejos, Washington Post Personal Finance Writer. I was surprised at some of the lack of understanding about how debit cards actually work - as expressed by one participant in...  

WINNIPEG - Data networking problems that caused major headaches for some Manitoba Telecom Services customers have been resolved. An MTS spokesman says service has been restored to all users. ...  

Press Release: October 21, 2009 -PIN Payments News Blog - Chip and Pin terminals are no longer just machines to accept credit and debit card payments. A new functionality has been built into these terminals, allowing retailers to borrow their future credit and debit card sales upfront which they can then payback through a percentage of each credit and debit card sale from their customers. This is a refreshing alternative for retailers who...  

The Federal Reserve Board has announced final rules that prohibit financial institutions from charging consumers fees for paying overdrafts on automated teller machine (ATM) and one-time debit card transactions, unless a consumer consents, or opts in, to the overdraft service for those types of transactions. Before opting in, the consumer must be provided a notice that explains the financial institution's overdraft services, including the fees...  

Pan-European debit schemes may combine A leading advocate for Monnet – the planned pan-European debit network – has opened the door for a possible collaboration with the European card scheme PayFair and the Euro Alliance of Payment Schemes (EAPS). Monnet, EAPS and the merchant-focused PayFair network all have separate plans to offer pan-European debit card acceptance and establish a credible third scheme to challenge the dominance of...  

Contacts Tristan Jordan MasterCard Worldwide +1 914 249 5724 USAA to Implement MasterCard IPS Processing Platform Financial Institution to Exercise Platform’s Full Debit Issuer Processing Services Purchase, NY, November 02, 2009 -  MasterCard Worldwide today announced that USAA Federal Savings Bank will implement MasterCard Integrated Processing...  

Canada's debit card market is in turmoil as payment processors begin "aggressively marketing" new Visa and MasterCard debit cards to retailers, a leading merchant organization says. The retailers fear the credit card companies' entry into Canada's $168 billion debit market will mean higher fees for them. "We've been overwhelmed by calls from small merchants," Diane Brisebois, president and chief executive officer of the Retail Council of...  

Tens of thousands of merchants and small business owners have received letters from the country's largest payment processor, advising them they will be automatically enrolled in the new Visa new debit program unless they take action to opt out. Small Read More (AP) — WASHINGTON - President Barack Obama speaks Thursday morning to small business leaders about the administration's plans to offer them assistance. Those plans include increased...  

Frankfurt, Germany, Oct. 16, 2009 -- The European Payments Council, which oversees payments for the European banking industry, has announced plans to launch the SEPA Core Direct Debit Scheme and the SEPA Business to Business Direct Debit Scheme on Nov. 2. The Direct Debit services enable card users in Europe to make and receive domestic and cross-border euro direct debit payments throughout the 32 SEPA countries — the 27 EU member states...  

Co-branded debit card programs involve an association of a business organization, bank and credit card company such as MasterCard and Visa. As co-branded cards are relatively safe and easy to carry than cash, they are becoming increasingly popular across the world.Co-branded Debit Card Programs: Effective Way To Promote Business: is a post from: DJ Traffic  

The European Payments Council (EPC), the coordination and decision-making body of the European banking industry in relation to payments, has announced that the SEPA Core Direct Debit Scheme and the SEPA Business to Business Direct Debit Scheme will launch on 2 November 2009. Banks throughout the Single Euro Payments Area (SEPA) are now gradually starting to deliver SEPA Direct Debit services to their customers. All branches of banks in the...  

Co-branded card programs are developed through an association of a business organization, credit card company such as MasterCard and Visa and bank. Co-branded cards can be very useful in strengthening the dealer-customer relationship.Advantages of Epayareas Co-branded Debit Card Program: is a post from: DJ Traffic  

Co-branded card programs are developed through an association of a business organization, credit card company such as MasterCard and Visa and bank. Co-branded cards can be very useful in strengthening the dealer-customer relationship.Rewards of Epayareas Co-branded Debit Card Program: is a post from: DJ Traffic  

The Star is reporting that Visa Canada plans to showcase the first-ever "contactless" debit cards in the country during the high-profile Olympic Games in Vancouver early next year, says a leading supplier of card readers. According to the publication, the move, believed to be a North American first, comes amid a wave of concern among merchants and small-business owners about the imminent entry by Visa and MasterCard into Canada's $168...  

Propalms, Inc. Signs Agreement With Leading Supplier of IT Software and ...CNNMoney.com (press release)SURFdiensten have been providing services to the Education Sector which includes Universities, Research Institutes, University Medical Centres, Libraries, ...and more »  

Times OnlineVideo/Slideshow Seattle cop who killed Clemmons called hero, services set for ...Examiner.comOfficer Tina Griswold Officer Ronald Owens Sgt. Mark Renninger Officer Greg Richards City of Lakewood/AP photos The Seattle police officer who shot an ...Police shoot suspect in 4 officers' deathsSt. Louis Post-Dispatchall 5,490 news articles »  

ABC NewsApply for Instant Bad Credit Credit Cards – Low Rates and No Fees?Subprime BloggerAfter the credit crisis many credit card companies have totally changed the ways in which they allow borrowers to qualify for credit cards. ...Late payments on credit cards an issue for someCredit.com News10 most popular 0% credit cardsWalletPopGetting The Most From Your Credit CardsNorth American Press SyndicateCredit Card Guide Newsall 321 news articles »  

Cult of Mac (blog)Twitter Jack's Device Takes Credit Cards on Smart PhoneseCreditDaily.comA merchant, from anywhere, can accept a customer's credit card by swiping the card through a tiny, square gizmo on the edge of his or her iphone or other ...Twitter Creator Launches 'Square' — Like Smartphone Paypal for Credit CardsWired Newsall 50 news articles »  

InnerWorkings Announces Multi-Year Print Outsourcing Services Agreement with ...CNNMoney.com (press release)CHICAGO, Dec. 1, 2009 (GLOBE NEWSWIRE) -- InnerWorkings, Inc. (Nasdaq:INWK), a leading global provider of managed print and promotional solutions for ...and more »  

BBC NewsLocal church holds World AIDS Day servicesAbilene Reporter-NewsThomas Metthe/Reporter-News Luminaria, in memory of those who have passed away from AIDS, glow during the World AIDS Day ceremony Tuesday, Dec. ...AIDS event raises awarenessDaily Kent StaterProvincial government cuts funds for HIV / AIDS services on World AIDS DayCanada NewsWire (press release)Testing, education to stop AIDSThe News RecordUS Department of State -Trading...  

Mortgage Servicer Gives Distressed Homeowners Direct Online Access to ...CNNMoney.com (press release)The service is a result of Ocwen's new, multi-year agreement with MortgageKeeper Referral Services, Inc., an organization that helps link individuals in ...and more »  

City National Corporation to Present at the Goldman Sachs US Financial ...CNNMoney.com (press release)It is backed by $18.4 billion in total assets, and provides banking, investment and trust services through 64 offices, including 16 full-service regional ...Wells Fargo to Present at Goldman Sachs US Financial Services Conference 2009WELT ONLINEKeyCorp to Present at the Goldman Sachs U.S. Financial Services ConferencePR Newswire (press release...  

Earthtimes (press release)Cisco Extends SMB Reach With New Security Gear, Hosted ServicesChannelWebCisco on Tuesday launched a number of new products, services and VAR support resources intended for small business. ...Cisco Extends SMB Reach With New Security Gear, Hosted ServicesITvoirall 19 news articles »  

Consumers are trying to keep credit card balances low so many are using debit cards. With retailers trying to ring the register at a record rate this holiday season here are 10 reasons why it's a good time to keep your debit card at home.  

There’s a certain list of things we routinely clean, but your debit and credit cards probably aren’t on that list — but they should be! It’s easy and can greatly extend the life of your card. (more…)  

By Kristen Wyatt The Associated Press There could be less jingle in the Salvation Army’s hallmark red kettles this season. The charity is testing kettles that take debit and credit cards.  

Officials are alerting residents that debit/credit cards used at two central Wisconsin fabric stores during late August and early September might have been compromised.  

Visa, the global payments technology company, said debit cards passed credit cards last December, representing a fundamental shift in consumer behavior.  

Out: credit cards. In: debit cards. As more and more Americans shun traditional credit cards, they're turning to debit cards. But you should know there are downsides to debit cards too.  

Debit cards, which draw funds directly from a checking account, now exceed credit cards in dollar volume of purchases. From the December 2009 Consumer Reports Money Adviser. CR Podcast  

Black Friday is long gone. But for many, the Christmas shopping has just begun. Experts say consumers are using debit cards more often now to avoid credit card finance charges.  

Two banking experts are urging consumers to make sure they understand the rules for bank credit and debit cards, following a scam involving Auckland car park customers.  

In an article titled "Credit card giants create debit havoc", Dana Flavelle and Rita Trichur write for the Toronto Star about small merchant reactions to the introduction of Visa and MasterCard debit products into Canada.  

While a lack of credit card interest rates might be a nice change of pace, debit cards come with their own set of risks. The following graphic weighs the risks of both and details card usage over time.  

I have just seen that I too have been charged 14.99 a month for services I did not request. I have spoken to the company and my account has been canceled suposedly. This acount was under my husband and he...  

WASHINGTON - The recession has cooled the American ardor for living on credit. After years of saying, "Charge it," consumers are more often paying with their debit cards instead.  

While the holidays are in full gear, deciding whether to use a credit card or debit card may be a harder decision than picking out the gift.  

Some Twin Cities merchants will get an unexpected holiday bonus this week as part of a $1.1 billion antitrust case payout announced Tuesday.  

Officials are alerting residents that debit/credit cards used at two central Wisconsin fabric stores during late August and early September might have been compromised.  

Authorities are asking residents who used their debit/credit cards at two central Wisconsin fabric stores in recent months to check their balances and cancel the cards.  

SOMERS — A Putnam County man faces several charges related to the use of stolen credit and debit cards, state police said.  

Australians are continuing to shift to debit cards from credit cards when making purchases but are expected to increase overall card debt as economy recovers.  

Manchester - The credit union is reissuing about 3,500 debit cards it had been monitoring since a security breach at a national processor in January.  

Chief Walter "Wally" Lyon's advice came after two attempts were made this week to defraud two city men via their debit cards.  

Before you go holiday shopping, keep in mind that 12 million people still have purchases on their credit cards from last year.  

10TV has learned that dozens of credit and debit cards used at a downtown Columbus restaurant have been compromised. Get the latest.  

Changes to credit card standards will now allow all dining venues on campus to accept credit and debit cards starting in January.  

DEWITT — DeWitt residents will soon be able to pay fees for city services using either debit or credit cards at DeWitt City Hall.  

Are there any issues in e-commerce applications if someone wants to use their debit card as a credit card for a purchase?