No Medical Exam Life Insurance

Where can you get insurance for funeral and burial costs. Today, you can find life insurance to provide for your funeral and burial costs from any one of several options - A local life insurance agent, direct from a life insurance company, or online from a life insurance quote provider. Estimated costs of a funeral and burial may range from $2,500 up to $7,500 or more. Burial insurance plans usually offer you up to $25,000 of life insurance to help pay for final expenses, such as, your funeral, burial, memorial service, casket, tombstone, etc. Burial insurance offers simplified life insurance coverage that does not ... Read Full Story

How can I get life insurance without having to take any medical exams? You may have a few options available to you when it comes to the purchase of no exam life insurance. In fact, many life insurance do not require any medical exam unless you are requesting $100,000 or more of life insurance. However, this depends on your age and health. In addition, there are several life insurers now willing to offer no exam life insurance plans of $25,000 up to $500,000 of coverage. The amount available may depend on your age, health, if you smoke, family health history, occupation, hobbies, etc. Some ... Read Full Story

Yes, some insurers do offer Senior No Exam Life Insurance policies. If you are looking to purchase senior life insurance coverage without having to take any physical exams it may be possible. Your ability to get no exam life insurance will depend on several factors, including your age and health, the insurance company, and the amount of coverage you need. Some leading insurance carriers that may offer senior no exam life insurance include Globe Life, Stonebridge Life Insurance, and Mutual of Omaha. In addition, rates for no exam life insurance tend to be higher than you may pay if you had to take a ... Read Full Story

Why would you buy a life insurance policy instead of a burial insurance policy? Life insurance plans come in different sizes and types of coverage to meet your changing life insurance needs. Burial Insurance usually offers up to $25,000 of simplified life insurance without any medical exam required. Burial insurance offers a simple application process, no medical exams, and you may be able to get approved in one day. In addition, burial insurance may offer coverage for people age 78 or under. Age limitations and amounts of coverage available may vary by insurance company. However, the rates charged for burial insurance may be higher ... Read Full Story

Is there an age limit on no exam life insurance policies? Yes, there may be age limits that apply to life insurance plans with no medical exam required. The age limits may vary by life insurance company. Some insurers may limit the amount of coverage available, the term of your policy (10, 15, 20, or 30 years), and the age up to which you may purchase the life insurance plan. Some insurers limit the age to 85, others at age 78 and under, and some insurers that offer higher amounts of coverage may limit the age to 65 or 60 years old. However, the ... Read Full Story