Age Limit on Life Insurance with No Exam?

Is there an age limit on no exam life insurance policies?

Yes, there may be age limits that apply to life insurance plans with no medical exam required.

The age limits may vary by life insurance company.

Some insurers may limit the amount of coverage available, the term of your policy (10, 15, 20, or 30 years), and the age up to which you may purchase the life insurance plan.

Some insurers limit the age to 85, others at age 78 and under, and some insurers that offer higher amounts of coverage may limit the age to 65 or 60 years old.

However, the age limit may depend on the term of the policy. For instance, some people may be able to purchase a 20 year term policy with no exam at age 50, while others may be able to purchase a 10 year term policy at age 60.

Here's a review of some life insurance no medical exam plans for you to learn more about your options.

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