OnLine Security and Safety

Here's a review of the week as covered by the ePayments News wikizine from Zimbio close Change module settings # Entries: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 HomeATM Eliminates Fencing Too! Using HomeATM's PCI 2.0 Certified Terminal with a Built-In PIN EntryDevice means that your card data is "Instantaneously Encrypted Inside"It also means your data is never in the clear. If your data is neverin the clear, then fraudsters can't steal the information located onthe magnetic... From pindebit.blogspot.com (June 12, 2009/12/2009 21:21 GMT) More perspectives... HomeATM Combines Processing, Money Transfers and Bill Payment I found ... Read Full Story

For today's organizations, email is absolutely critical to the health and efficiency of business-critical applications. Proper management and protection from the growing array of threats that impact it is an increasingly vital initiative. Systems designed to protect email systems and users from spam, viruses, malware, phishing attacks and other threats must be extremely effective. They must operate with virtually no downtime and they must be easy to manage. This Osterman Research white paper presents the results of a survey to organizations that are using five different email management systems including: Barracuda Spam Firewall, GFI MailEssentials, McAfee GroupShield for Microsoft Exchange, and Symantec Brightmail and ... Read Full Story

Something Phishy About Bank's Not Using 2FA from HomeATM Research shows that most online banking sites have inbuilt flaws which could potentially put valuable customer data into the wrong hands. Now there is a way (since March 17th, 2009) to vastly increase the security of online banking.  HomeATM engineered AND manufactures the world's FIRST and ONLY PIN Entry Device solely designed for online authentication and eCommerce to achieve PCI 2.0 certification.  What that means is: Banks now have a choice.  They can use what many consider to be a very obsolete UserName/Password login OR they can provide a methodology which safely and securely authenticates ... Read Full Story

Here's a compilation of the latest phishing attacks designed to "lure" online banking customers into providing their username and password to fraudsters.  Of course, if banks would stop using username and password log-in, and graduate to a more secure, two factor authentication...one that requires users to swipe their bank issued card, and enter their bank issued PIN, (replicate what they do at an ATM machine) then they would, at the same time,  eliminate phishing altogether.  With HomeATM's PCI 2.0 Certified Terminal and PIN Entry Device, Internet banking has never been more secure. Banks can enhance their users online experience and security with strong two-factor ... Read Full Story

I was looking for more e-vidence that a software application for PIN Debit is unsafe and I happened to stumble upon the NYCE.net website which published a white paper called: " PIN Debit Security Awareness ." In it they explain how encryption works (see charts on left and below and click to enlarge) The most interesting (and striking) piece of e-vidence supporting hardware (HomeATM) vs. a software (whomever) approach were two "key" statements regarding PIN Encryption. Here they are... 1. " NEVER USE SOFTWARE " followed by another simple statement: 2. " ALWAYS EMPLOY SECURE HARDWARE " (see graphic below right...click to enlarge)  I ... Read Full Story