Personal Finance Tips

As an Android user I am still pretty frustrated that there are so many more and better apps for the iPhone than for Android phones. Hopefully more developers will get going for Android, but it is what it is, so we should just all get over it – right? Anyway, John recently wrote about 5 personal finance iPhone apps that he enjoyed, and I decided to put together a post with some budgeting and financial apps for Android. To be honest, I don’t actually use any budgeting apps on my phone. I use...Read Full Story

I used to think of an emergency fund as robbing myself. It was essentially the same as paying taxes in my mind. All I knew was that money was coming out of my pocket going somewhere else. Obviously, this was completely untrue, but it was how I felt at the time. Thankfully, I learned how beneficial an emergency fund is to my long-term financial well being. Video Intro Can't see the video in your RSS reader or email? Click Here! If you had a $500 unexpected expense come up right now, how...Read Full Story

Budgeting isn’t always easy. In fact, it’s very difficult if you’ve never consistently stuck to one. When Courtney and I ( John ) first started budgeting, the only thing we could do is follow vague percentages and use a lot of trial and error. We had no idea how to start a budget and as a result the first few months didn’t turn out so well. However, we learned a lot of things along the way. Hopefully this article will save newbies to the budgeting process some headaches. How Do I Start a...Read Full Story

Are you one of those people who have a difficult time keeping the cash in their wallet – you go to the store intending to buy one or two things and walk out with twenty? If you’re a chronic over-spender, here are a few tips and tricks on how to discourage yourself from the habit. It won’t always be easy, but with a good dose of intentionality you will succeed. A few years ago I was the typical over-spender. Fast food restaurants knew what I was going to order before I began to speak – now...Read Full Story

Well it's that time of year again when we are all up to our eyeballs in debt and/or skint, which isn't great if (like me)your a bit of a shopping addict. >_< So today I'm getting my head out of the sand and facing up to it! Not the best experience of the year but I've decided I have to take control and sort out the situation instead of ignoring it as I always do until it's too late! I'm sharing this with you all as I know I'm by no means the only one, and I think there isn't a lot of...Read Full Story