From volokh.com
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Pink Flamingo Mortgage News
Pink Flamingo Mortgage understands the modern mortgage client … you want to be in control! The foundation of our marketing is to empower the client to shop and maintain control of the process at all times. Whether you need a new mortgage... [more]
Pink Flamingo Mortgage understands the modern mortgage client … you want to be in control! The foundation of our marketing is to empower the client to shop and maintain control of the process at all times. Whether you need a new mortgage, a refinance, assistance in finding a home or you just want to sell your home, Pink Flamingo Mortgage can give you the power to control the process.
How can we do this? We provide you with all the tools you need in our unique “Tool Box.” We provide checklists of documents you will need and suggestions on how to improve your credit (FICO) score. Most helpful, though, are the “Power Tools” that will set up your own private web portal. Through this personal portal, you can view any property listed in the MLS (Multiple Listing Service) for sale in San Diego County, with price, address, and all pertinent information at your finger tips. Need to know how much you can afford? Use the Mortgage Calculators to find out how much house you can buy, how much your monthly payments will be at a certain purchase price, or compare 30 year fixed interest rates to “interest only” programs. It’s all there for you!
Now YOU are in charge. YOU will receive a weekly update with current loan rates for our most frequently used programs (our most popular feature), and YOU will receive automatic updates on any property searches you saved - letting YOU know which properties have lowered their asking price, been sold, or are newly listed for sale. YOU will know…before 90% of the real estate agents in San Diego County know. Now THAT’S power!
When you are ready to arrange your mortgage, just click the button and we are there to help you purchase your dream home. If you need more information on a property, just click the button and we will assist. If you have a question, just send us an email and we will find you the answer. YOU are in charge!
No Time Limit! Don’t ever worry about how long you are using your portal, or when you will be ready to buy or refinance. That’s the great characteristic about computers, they don’t care. You can take 2 days…or 2 years…to make your decisions. Run 2 scenarios…or 2,000…it will not cost you a penny.
We will always be there - ready for you when you need us! This is Pink Flamingo Mortgage’s way to put YOU in charge of the process.
I am not an expert in consumer debt, so if this is incomplete or incorrect, I welcome comments on this. However, here is an article from Yahoo Finance on how FICO scores are calculated, and specifically walking through the hits to your score taken for various credit events, ranging from maxing out a card to [...]
- Clearing up confusion on credit scores (sfgate.com)
- Networth: Credit card cuts may affect your FICO score (scrippsnews.com)
- What is your FICO score? (news.google.com)
Disclosed for the 1st time, 'damage points' taken off for late payments
Borrowers already knew that late payments hurt their credit scores, but for the first time, they now know the extent of that damage.
Did you max out your credit card? Expect a credit score drop of 10 to 45 points. Declare bankruptcy? Your score will plummet by up to 240 points, and your odds of getting credit will nosedive with it.
read more
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From ketknbc.com
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You may have heard that your credit score is important, but what is a FICO score? FICO is short for Fair Isaac and Co. The Fair Isaac Company developed custom software back in the 1980s that helped other companies determine a credit risk based on a number derived from a person's credit history. This number soon became a standard that was adopted by the three main credit bureaus: Experian, TransUnion, and Equifax. The FICO score ranges between...
From z.about.com
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- At Last!! FICO Reveals How Much Late Payments and Bad Credit Reduce Your... (associatedcontent.com)
Please replace the release with the following corrected version due to multiple revisions.
The corrected release reads.
NEW VERSION OF FICO® SCORE TRENDS SERVICE GIVES LENDERS DEEPER INSIGHT INTO CREDIT RISK
FICO® Score Trends Service v2.0 Also Aids in FICO® 8 Score Migration
As current market conditions increase portfolio volatility, lenders require a more acute understanding of their own risk levels – as well as how they compare to...
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From pr-inside.com
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Minneapolis-based FICO loses jury trial in bragging-rights battle over credit scores
By Brad Allen | Monday, Nov. 23, 2009
The core controversy revolves around differing claims about the competing scores among FICO, Experian, TransUnion and VantageScore Solutions.
From minnpost.com
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- VantageScore owners defeat FICO trademark lawsuit (connpost.com)
STAMFORD, Conn.--(BUSINESS WIRE)--A federal jury verdict in Minneapolis confirms a complete victory for VantageScore Solutions in all claims made by FICO. In its decision against FICO today, the jury affirms VantageScore’s ability to use its 501-990 credit score range. The verdict, which finds that the VantageScore numeric range does not constitute trademark infringement, follows the dismissal of multiple related claims by FICO earlier this...
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From businesswire.com
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Credit FICO report score is the tabulated result after FICO applied their system of analyzing all the credit information that passed through each credit monitoring bureaus, Equifax, Experian and TransUnion.Contributor: KNOWLEDGE BASEPublished: Nov 20, 2009
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From associatedcontent.com
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