Student Loans

A no credit student loan is one in which credit checks are not a requirement for the granting of the student loan. No credit student loans facilitate the millions of students who would not have any established credit rating either because they have never owned a credit card or are sponsored by other individuals. This mechanism also facilitates working professionals with bad credit who have realized that improving their academic status can increases their chances of improving their credit... Read Full Story

Byline: Staff/news services WASHINGTON -- Many college students across the nation will begin to see higher costs for loans this spring, while others will be turned away by banks altogether as the credit crisis roiling the U.S. economy spreads into yet another sector, student lenders and Wall Street Publication: The Capital Times (Madison,... Tagged as: byline, services, washington, college, students, nation, higher, spring, turned, altogether, credit, crisis, roiling, economy, spreads, sector... Read Full Story

College students and graduates with student-loan debt can save themselves money this week by consolidating their student loans. Saturday is when the interest rate charged on student loans will receive its annual adjustment. This year, that rate is expected to jump substantially, according to JoAnn Publication: Evansville Courier & Press... Tagged as: college, students, graduates, student, consolidating, saturday, interest, charged, receive, annual, adjustment, expected, substantially... Read Full Story

All too often a student cannot pursue college without receiving some form of financial aid. The combination of rising college costs, the shrinking purchasing power of federal and state financial aid and tough economic times has made student loans an essential component of financial aid packages. Publication: The Hispanic Outlook in Higher Education... Tagged as: student, pursue, college, receiving, financial, combination, rising, shrinking, purchasing, federal, economic, essential, component... Read Full Story

The pendulum swings widely When it comes to banks' experience with guaranteed student loans. Some banks, caught in the grip of stringent collection regulations, have decided that guaranteed student loans are a hassle and have gotten out altogether. Others have spent millions upgrading their current Publication: ABA Banking Journal... Tagged as: pendulum, swings, widely, experience, guaranteed, student, caught, stringent, collection, regulations, decided, hassle, altogether, millions... Read Full Story

Right about this time every year, many college graduates begin to face reality. They realize they now have to start paying back their student loans. For many, it's the first time they've really paid attention to how much they've borrowed and their options for paying back OPM (other people's money). Publication: The Washington... Tagged as: college, graduates, reality, realize, paying, student, attention, borrowed, options, people, publication, washington Read Full Story

The current downturn and the recession hit economy have left millions of people with bad or poor credits. The credit crunches and the jobless days have become horrible for them to face. It is only with super human power, the salaried persons who have been given pink slips survive still now. People must take concrete actions to improve the credit ratings. Auto loans are best means for improving the credit score for the people who are down with poor credit ratings. It is always good to have... Read Full Story

Student loans are increasingly used to provide financial assistance for students in higher education, in both industrialized and developing countries. The need for financial assistance to enable students from low-income families to meet direct and indirect Publication: Encyclopedia of Education... Tagged as: student, increasingly, provide, financial, assistance, students, higher, education, industrialized, developing, countries, enable, income, families, direct, indirect, publication... Read Full Story

Parent Loans or Student Loans – what is going to be best for my child? At least 20% of college students need some type of loan to help pay for their college education. Such a statistic can lead to students graduating with an unmanageable debt load. An alternative is for parents to help out by taking out loans themselves. But which is the better option – student loans or parent loans? Each has distinct advantages and uses. Federal student loans Federal student loans have the lowest... Read Full Story

Parent Loans or Student Loans – what is going to be best for my child? At least 20% of college students need some type of loan to help pay for their college education. Such a statistic can lead to students graduating with an unmanageable debt load. An alternative is for parents to help out by taking out loans themselves. But which is the better option – student loans or parent loans? Each has distinct advantages and uses. Federal student loans Federal student loans have the lowest... Read Full Story