UK Property Investment

With the announcement of the government bail out of Bradford and Bingley first thing in the morning, there has to a be a few quaking in their boots with a buy to let mortgage hanging over them. What does this mean to everyone? Northern Rock has been nationalised and seems to be doing OK! On the face of it, this would appear to be the case. We at the Investment Property Rumour Mill are going to take the toilet brush of property investment and see just how clean under the rim it all is by...Read Full Story

If you think  the current situation, with property prices falling and a chronic shortage of residential and commercial finance,  is permanent then you'll probably disagree with the point of the headline. But if you believe the current state of affairs is temporary, whether it lasts for six months, a year, two years or whatever, then you will probably agree that a boom is surely around the corner. The adage "the profit is in the buying and not the selling" is truer now than it's ever been...Read Full Story

If we look back fifty years, property was not really considered by most as an investment vehicle. A house was usually purchased to provide security and stability as well as to boost social status. Since then the market has become cyclical with booms and busts throughout the years and creating various waves within the investment industry. We take a look at how property investment has evolved through the last five decades and just as importantly, why? 1960's The attitudes toward property...Read Full Story

In response to a number of requests for guidance on prices to offer for repossessed properties in our newsletter I decided to create a helpful calculator. Whenever I look at a project for a client who needs finance I work the project backwards from the Gross Development Value and then come up with a maximum figure that can be paid for the site or the building to be refurbished.  This is essential in today's climate.  You need to know the maximum price you can afford before entering into a...Read Full Story

A consequence of the current state of the housing market is an increase in the number of repossessions. In the property investment and property development markets we are also seeing a similar increase. It's important for the market that these properties are sold quickly by the lenders and development projects put into the hands of developers who can complete them. Jobs depend on this. When projects stall, building workers are laid off, builders merchants lose orders and the local economy...Read Full Story