The following is a guest post from John Schroeder who regularly writes for his blog PassiveFamilyIncome.com. Are you looking for ways to make your life simpler? If you are like most people, then getting your personal finances under control would go a long way to improving your life. Paying for monthly expenses, managing your career, and saving for retirement are just a few of the financial issues that ordinary people face every single day. So what are some ways that you can fix your persona... Read Full Story

Time is running short. You need to prepare now.  I know it seems like Christmas is a long way away.  But, it will not be long until Father Christmas is saddling up his reindeer.  Today is the day to decide to make 2009 a  debt free Christmas.  Bob even has 6 tips for a debt free Christmas.  In fact, you are more likely to get through Christmas without any new consumer debt if you set your Christmas budget now. Step By Step Guide for Making Your Christmas Budget 1. Make a long list of everyon... Read Full Story

A few months ago I wrote an article about what you should do with your old cell phone. It talked about a service that Amazon offered where they would buy your old cell phone off of you. I gave it a go and pulled out a 3 year old cell-phone that was collecting dust in my closet and they sent a check for $20. I found a few more places online that will not only buy your old cell phones, but a lot of other electronic junk you may have laying around the house. And yes, some of them buy your broke... Read Full Story

This is an article is written by Ralph E. Plaskett. Ralph is known as the Peculiar Marketing Expert for peculiar people, the go-to resource for action-oriented information where readers can take the words right off the page and put them to work immediately! His effective strategies develop, grow, and expand businesses for Christians. Find out more at PushingKingdomBusiness.com. Time is Currency for the True Entrepreneur You’ve heard it before, time is money. This is absolutely true for entrep... Read Full Story

Job loss.  A lay off.  Fraud. Getting fired. Robbery.  Legal Issues. Credit card debt.  In a moment, any of these instantaneous events can shatter your financial plan.  At times these events do not come alone, but they come in groups – event after event.  Unfortunately, life is filled with disappointment, frustration, and surprise.  So what do you do when you get the pink slip?  How do you wade through a series of financial failures? “10% is what happens and 90% is how you react.” Remem... Read Full Story

I just popped open my ING Direct account this morning to find this quote… “There’s no such thing as Saver’s remorse.” -ING Direct It is pretty clever and generally I think it is true. You could argue that some people are a bit too extreme about saving money that they fail to live today, so that they can have plenty to live on in the future. To me, maintaining this balance has been tricky at times, but a key to doing this whole money management thing the right wa... Read Full Story

The following is a guest post from Julius who writes for NewRetirement.com. The Good News and Bad News on Reverse Mortgage Loan Amounts Reducing the Maximum Reverse Mortgage Loan Amounts Effective Oct. 1, 2009, the Federal Housing Administration reduced the maximum loan amounts seniors could receive from a Reverse Mortgage. The reduction means a 10 percent cutback on the loan amount for all new FHA Reverse Mortgage loan applications. While this won’t impact borrowers with applications taken ... Read Full Story

It’s no secret that I like quotes. I am one of those guys who can get really motivated by the right words. And while some of the best encouraging quotes are in the Bible, there have been a lot of brilliant minds who have said some pretty inspiring words that still help me when I read them. So I decided to gather up the 10 best motivation quotes (in my opinion, of course!). If any of them resonate with you, I encourage you to write them down and tape them to your fridge or computer scree... Read Full Story

This article was written by Lakita Humber who serves as the founder of Paneh – A ministry which exists to educate, impart and equip those called to worship arts on a variety of subjects, such as D.A.N.C.E. Out of Debt. Is There a Such Thing as a Free Lunch? One of the tenets of economics is “There is no such thing as a free lunch.” The underlying concept is you cannot get “something for nothing.” The phrase originates from 19th century American saloons attracting drinkers b... Read Full Story

I have always had a feeling that contentment was a critical component of having joy in life. As I have been learning this lesson on a deeper level, I have written about it (here and here). But lately I have been seeing a new angle on a few verses in Philippians 4. 11Not that I speak from want, for I have learned to be content in whatever circumstances I am. 12I know how to get along with humble means, and I also know how to live in prosperity; in any and every circumstance I have learned the ... Read Full Story