WBJ

You may be ready to join lives with the love of your life, until money gets involved. Individual debts are not something most couples consider before marriage but in the same way you discuss which surname your kids will have, you need to ensure you make an informed and mutual decision about debt before the wedding. The way individual debts are viewed after married varies depending on which state you are in and you will need to seek personalised advice on joint assets, credit card debts and... Read Full Story

Changes in FHA guidelines for condo mortgages in 2010 Author: Peter Gomes If you are thinking of purchasing a condo in the near future, then this article will help you save thousands of dollars on your purchase. There have been some big changes in FHA’s guidelines for financing condo mortgages which can adversely affect the struggling condo markets nationwide. With a massive rise in the popularity of FHA mortgages, the new rules and guidelines adopted by FHA can put a crimp to the wishes... Read Full Story

We all know that going to college is very expensive. So it comes as no surprise that very few people actually have the means to pay for college out of their own pockets. For the vast majority, financial aid will have to come into play in order to pay for tuition, books, and other expenses related to your education. there even are specific student loans for living expenses , as they can also turn out to be pretty steep. Besides the grants and scholarships, student loans are the most common... Read Full Story

Protect Your Assets Legally With Estate Planning Everyone understands, at least in theory, that they need to legally protect their assets and those of their family. Unfortunately, most adult Americans have little or no knowledge regarding estate planning and very few actually have an estate plan. Estate planning addresses lifetime needs like permanent mental or physical disability and post-death arrangements. It incorporates many considerations and various legal devices to make sure your... Read Full Story

If you don’t have much of an appetite for risk but still want to invest in the stock market, or if you’re a complete beginner who wants to get his/her feet wet in the world of investing, you have an excellent vehicle to get started, and it’s index funds. To make a long story short, an index fund mirrors the performance of the market it tracks. So if you invest in an index fund that mirrors the performance of the whole stock market, you’ll get the same returns as the whole market. Historically... Read Full Story

How To Generate Wealth Before we try and answer the question: “how to generate wealth”, we should at first try and define exactly what wealth is. I don’t think the best course of action for this is to go by some technical definition, so I’ll try and share my personal view on wealth. Being wealthy means being affluent and able to afford plenty of material things. In other words, you’re wealthy when money is not an object when it comes to getting what you want. There are plenty of means by... Read Full Story

How To Generate Wealth Before we try and answer the question: “how to generate wealth”, we should at first try and define exactly what wealth is. I don’t think the best course of action for this is to go by some technical definition, so I’ll try and share my personal view on wealth. Being wealthy means being affluent and able to afford plenty of material things. In other words, you’re wealthy when money is not an object when it comes to getting what you want. There are plenty of means by... Read Full Story

This is a type of insurance that’s very popular in Europe, and is a well-established feature of the property landscape in the UK. The concept was developed in the US around 125 years ago, as a way of dealing with potential uninsured losses in property transactions. Because home owners face many risks concerning their property, it is very important that buyers obtain the cover that defective title indemnity insurance provides in order to protect one of their biggest investments. When someone... Read Full Story

If you’ve always wanted to start your own small business, but never could quite make up your mind as to what type of business you could efficiently run, then you might want to look into starting a laundromat (or laundrymat, as some people call them). Right off the bat, let’s make one thing clear though: the biggest drawback to opening a laundromat is that the initial investment is substantial. Of course, the flip side of the coin is that this is one of those rare business opportunities that... Read Full Story

Online Auctions . Go to an online auction and you can see exactly what is being sold and the price it is selling for. Then try finding products to sell on eBay by going to a garage sale and buying other people’s items. Make sure you negotiate hard. Take them home - sell them on eBay for $1 and watch people fight over them. Make sure you buy the large types of items like fridges and furniture. You will need a car and trailer to transport the items. Alternately, you can go to your attic or... Read Full Story