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Do you know how to apply for permanent disability? Do you know how long it will take to complete your goal? Do you know you can not work at all when applying for permanent disability? If you answered yes or no do any of these questions, read on. STEP ONE: Call Social Security and tell them you want to start the paperwork for you being permanent disability. Or Make an appointment at your local Social Security office. Or Or you can walk in and take a number and wait. Note: Being... Read Full Story

No one expected it. While climbing into his hot tub, my healthy 87- year-old father-in-law slipped, fell, and broke a rib. He began internal bleeding that the doctors couldn’t stop. In two weeks, Gene was gone. Fortunately, we had taken time a few months earlier to record Gene’s life story, and discovered some amazing facts. He was a semi-pro baseball player, a fine watercolorist, and a US Marine. As a marketing executive for Kaiser and later Del Monte, he worked on national advertising... Read Full Story

Outline Principles of Asset Protection deterrence of lawsuits and creditor action exhaustion of your opponent and depletion of his resources Elements of Asset Protection advance, preemptive planning creating legal barriers to personal liability maximizing anonymity in the public records utilizing homestead and income protections afforded by the Texas Constitution utilizing homestead and personal property protections in the Property Code asset spreading/compartmentalization... Read Full Story

You may receive a telephone call from a phone number you don’t recognise, and will probably ask yourself, whose phone number is this – especially if you get several anonymous calls from the same phone number. Or perhaps you found a phone number on your spouse or partner’s cell phone, or written down on a scrap of paper in their wallet or purse, and you’re suspicious of who they might have been talking to. There are several reasons why you might want to find out whose phone number it is. So... Read Full Story

If your credit is less than perfect and perhaps even below the average credit score rate, you may find it difficult to obtain a loan to purchase that car you want, pay for your child’s education, fund your daughter’s braces, or finance a whole host of other projects you have in mind. Clearly, if you are approved, it may come only after some wrangling on your part. Keep reading for some tips on how you can achieve a positive outcome with your loan application. Expect to Pay More – When... Read Full Story

Billions of dollars in American tax payer money is being used to help people escape foreclosure and keep their homes. Free grant money is being made available to those who are not necessarily unable to pay their mortgage, but are behind in their payments and may lose their home. In other words, people who have plenty of money to make their payments can be eligible to receive these funds just because they missed a mortgage payment or two. While recent stimulus plans recently added billions... Read Full Story

Business mathematics entail the interpretation and assessing of tables, graphs and charts, calculation of markups and discounts and solving problems related to percentage, proportion and ratio; ascertaining costs of unit, scaled costs for receipts, full costs; budgets; financing; costs evaluated against cash; credit; comprehending income, payroll taxes and deductions; investigation federal income tax annual reports; comparing different financial investment systems; knowing sales including... Read Full Story

Divorce is something no one hopes will happen to them when they get married. Unfortunately, almost half of all marriages end in divorce. Since few people have pre-nuptial agreements, most divorces involve often bitter tangles over children, money, and assets. When it comes to the tax and financial implications of divorce, often your divorce attorney is not the only one you should rely on for advice. I have found ten very common mistakes that people make in the divorce process. A tax or... Read Full Story

Not all banks who offer secured credit cards advertise the fact. Because of this, you may find yourself applying for numerous unsecured credit cards before you come across a secured credit card application. This can result in numerous inquiries on your credit report and a decrease in your credit rating (which is part of what got you here in the first place)! If you want to find the banks who offer secured credit cards without going through all of the hassle normally associated with doing... Read Full Story

Ireland has long been an island divided, but is starting to make a serious comeback. Here are 10 things to know about the Emerald Isle. An island located close to Britain, Ireland has been in nearly constant conflict with its neighbor. Alas, things have changed dramatically in the last ten years as have Ireland’s fortunes. Religious violence seems to have tapered off and economic growth is some of the strongest in Europe. Here are ten things to know about the amazing country of Ireland... Read Full Story