chantelle516

Procrastination is probably the most common and nasty habit. I'm guilty of it as well. This article was planned to be posted last year...Anyway, here it goes. If you are a procrastinator, you'll notice that you only procrastinate certain tasks, you may be late for your tax return that was due four months ago, but you watched the movie that was just released last week. You procrastinate because of anxiety, fear, or perfectionism. The shortcut to cure it is first to identify the reason. EFT... Read Full Story

Is valentine's day the worse nightmare for singles? The whole world is celebrating love and you seem to be the only one left out? It doesn't have to be that way. Here is the action plan for fabulous single girls to enjoy this day. Action 1. Release. Get the negative feelings out of the way. It's OK to feel sad. Don't try to sugar-coat it by pretending to be happy. But remember, being single is way better than being trapped in a troubled relationship. If you have to, give yourself 5 minutes to... Read Full Story

According to a research on the economic security of American's middle-class families, 76% percent of the families do not have enough net assets to meet 3/4 of basic expenses for 3 months. Although the data was as of 2006, the report revealed a trend of the situation getting worse over the years. These days, the newspaper is flooded with news on economic downturn, job loss, bankruptcy... Are you ready for the future? Rate yourself with the household financial security scorecard. Here are some... Read Full Story

I had always been late since I can remember. Late for school, for work, for dates, for appointments, flights, you name anything that is time sensitive, I've abused it. And paid dearly for it. I missed my flight once that I had to pay $1000 to get on the next flight to catch my best friends wedding. I kept my brother in law waiting at the bus stop for one hour before I show up for the free movie tickets. Oh, those painful memories. I'm comfortable taking about it now because I'm now punctuate... Read Full Story

Exactly when will the 'click' happen between you and the stranger? The story of Susan and Dave happens all the time to those who are dating online. Although the click didn't happen, at least they recognized each other. I heard numerous stories about people who use old photos, lying about their age, height, body type, and even marital status. Don't they know they can't hide the truth forever?! I simply couldn't understand. Just like some people walks faster or slower than others, people who... Read Full Story

According to a research from Zurich , single people are potentially leaving themselves financially exposed. Not a good sign. I carefully went through the list and was finally relieved that I'm one of the 10% who actually have it under control. Let's look at the risks and start planning for your money. 1. Being a person family, we are at a very high risk without a second income resource. Plan A: Get critical illness coverage or other form of income protection coverage. Plan B: Build multiple... Read Full Story

2009 is here when we can still remember the 2000 computer panic. A decade is almost over. What have you achieved? How about adopting some good habits in 2009 as your take away. Here are some ideas: 10 good money habits Not so difficult to do. Most can be automated once setup. The stocks recommended are all Singapore based, but the concept works. Understanding the Time Management Secrets of Millionaires Tips on time management. The millionaire word make it more/less convincing. Best Bedroom... Read Full Story

We talked about how to " use your imagination " as a technique to establish a new habit. If you deem yourself as not so imaginative, here is a simple way to trick your brain into believing that you have become what you want to be. Read this tip from "pressrelease". Sorry I couldn't find any information on the author from the page. I tried it myself. I felt less confident in step one. Maybe it's because deep in my mind, I don't really want to get up at 5:30 every morning. Let me know if it... Read Full Story

There is a Chinese saying about marriage. "Marriage is like an enclosed castle, those who are outside want to get in, and those inside want to get out. " Is it true? Read " Seven Things No One Tells You About Marriage " and get a taste of marriage before you dive in. Maybe the better approach is to be happy wherever you are, inside or outside. Read Full Story

Christmas is in 2 weeks. Are you dread of answering the famous question yet? Here are the best answers to this question. Pick the one you like. Singles’ holiday survival guide This one is my personal favorite: “Just lucky, I guess.” And I'll add this one to the list: "Do you really want to know? How much time do you have?" This one should protect you for a few years. What would be your answer? Read Full Story