July 23, 2008       9:52 am        New Cars, Auto Loans       Steve Cypher         A recent consumer survey showed confidence in the U.S. fell to the lowest level since 1980. What did the survey say and how can you, as a consumer, take advantage of this market? May Consumer Sentiment continues the downward trend To quote the report, “Consumer confidence fell to its lowest level since the June 1980 survey. The decline was due to surging food and fuel prices... Read Full Story

  July 22, 2008       11:18 am        Credit Repair, Auto Loans       Steve Cypher         Applying online for auto loans for bad credit has never been easier, safer or more convenient. Our web site ensures that your personal information will be encrypted and kept in the strictest confidence. Auto Credit Express can help If you’re in the market for a new or used car and have less than perfect credit, you’ve come to the right place. Auto Credit Express and our... Read Full Story

  July 21, 2008       9:04 am        FICO Score, Credit Repair       Steve Cypher         Before filling out a bad credit car loan application, it’s important to know if you’ll qualify for a loan. If you don’t fall within the guidelines, you could be risking a loan rejection and a lower FICO score. Auto Credit Express and Subprime Lending Before you fill out the loan application, you need to know about our basic loan requirements. Unlike many web sites that... Read Full Story

  July 18, 2008       4:04 pm        Bankruptcy, Credit Repair, Auto Loans       Steve Cypher         Filing for bankruptcy doesn’t mean the end of your car borrowing ability. But before you fill out the loan application, you need to know if you currently qualify for a loan. Basic Loan Requirements Before you fill out a bankruptcy car loans bad credit loan application at Auto Credit Express, you need to know about our basic loan requirements. Unlike many web... Read Full Story

  July 17, 2008       4:42 pm        Add On Products, Auto Loans       Steve Cypher         When it comes time to buy a car with a bad credit car loan, the number of aftermarket products offered by the dealer can be confusing. But be sure to consider a service contract if you’re buying a used car. Why should you consider a service contract? Here at Auto Credit Express, we recommend that, if you are purchasing a vehicle with a bad credit car loan, you also... Read Full Story

  July 16, 2008       11:05 am        FICO Score, Car Loan Refinancing, Credit Repair, Auto Loans       Steve Cypher         One option that bad credit customers have in today’s market is the ability to refinance a car loan in order to reduce the monthly payments. There are a number of advantages that this option can offer all owners, even those with a checkered credit history. Why refinance? Here at Auto Credit Express, we find ourselves fielding more calls... Read Full Story

  July 15, 2008       12:34 pm        Credit Repair, Auto Loans       Steve Cypher         With the price of gas over $4 per gallon, it makes more sense than ever to forget about driving all over town for a car loan and, instead, get a free car loan quote on the internet. Making the car buying process easier with Auto Credit Express Shopping for a new car and getting a free car loan quote can be an intimidating and frustrating experience. Trying to buy a car when... Read Full Story

  July 14, 2008       11:46 am        FICO Score, Credit Repair       Steve Cypher         According to a recent survey conducted for the Consumer Federation of America and Washington Mutual bank, consumers could save $28 billion a year in lower credit card finance charges if they improved their credit scores by 30 points. Washington, DC– Although consumer understanding of credit scores has improved over the past year, it remains poor, according to the latest... Read Full Story

  July 11, 2008       12:24 pm        Credit Repair, Auto Loans       Steve Cypher         One of the big questions that many customers ask when they’re looking at bad credit car loans is how much down payment they’ll need to buy a car. We looked at this issue back in January, but the lending environment has changed since then. Now is a good time to take another look at what lenders will require. A background on down payments Auto Credit Express has been around... Read Full Story

  July 10, 2008       3:15 pm        FICO Score, Credit Repair, Auto Loans       Steve Cypher         The internet has spawned literally hundreds of companies offering to help you finance a car. But which of these online car lenders can really help you, especially if you have bad credit? Types of online car lenders There are two basic types of online car lenders – direct lenders and placement services such as Auto Credit Express. The direct lenders are the banks... Read Full Story