Even though the internet has opened up all sorts of possibilities for car loans, in many cases the smartest thing to do, especially if you have bad credit, is to finance from a dealer that specializes in bad credit car loans. All car loans are not the same Here at Auto Credit Express, we get calls every day from customers that have gotten themselves into trouble by entering into a sales contract that they can’t repay. In many cases, this situation could have been avoided if they’d done... Read Full Story

One of the biggest concerns about buying a used car is the question of warranty coverage. With its new certified used vehicle warranty, General Motors is giving all buyers – including bad credit car buyers – more peace of mind when it comes to purchasing a used car. Used car warranties Here at Auto Credit Express, we’re constantly reminding all buyers of used cars that there are many things you can save money on when buying a used car. For instance, you don’t need rust proofing or fabric... Read Full Story

If you have a FICO score below 640 and you need a car loan, chances are you will have to get a subprime car loan. While this may seem like a challenge, it’s not as difficult to accomplish as it was a few years ago. Auto Credit Express and Bad Credit Car Loans Here at Auto Credit Express, one of the most frequently asked questions is “why should I apply online for a bad credit auto loan? Why not visit any car dealer and apply for on while I am there?” Well, if you’re not familiar with car... Read Full Story

When you buy a new or used car with a bad credit car loan, there are a number of things you need to consider. You need to make sure that you include all the costs of car ownership in your monthly budget. Auto Credit Express wants you to know Here at Auto Credit Express, we want to help you with your bad credit car loan. In order to reestablish your credit, you need to make your payment on time. But there is more to your car than just the payment. In addition to paying the lender, there... Read Full Story

When it comes to financing a car with a FICO score below 640, you need to make sure that you are reporting all your income to Uncle Sam, especially if you happen to be a waiter or a waitress. Tips as part of your income Here at Auto Credit Express, we know that one of the most difficult types of car loans to get approved is for customers that are waiters or waitresses. Due to the nature of the business, this income isn’t always reported on tax returns. This might save you money in the... Read Full Story

  August 8, 2008       3:16 pm        FICO Score, Credit Repair       Steve Cypher         There are any number of web sites and blogs on the internet that will tell you just what you want to hear about the best car loan interest rates – especially if you have bad credit. They’ll tell you that most car dealers will inflate the interest rate, sell you a car for twice what it is worth then convince you to buy any number of useless add-ons to inflate their bottom... Read Full Story

  August 8, 2008       8:15 am        FICO Score, Credit Repair, Auto Loans       Steve Cypher         Applying for a car loan can be especially difficult if you have a history of credit problems. One particularly helpful web site is www.autocreditexpress.com. Do you need a car? Are you in the market for a new or used car? More importantly, are you having difficulty finding a dealer willing to work with you and a lender that is willing to finance you? If that’s... Read Full Story

  August 6, 2008       12:01 pm        Bankruptcy, Credit Repair       Steve Cypher         There are a number of things that you need to consider when you file for bankruptcy. While we are not lawyers and do not presume to give you any type of legal advice, this article will discuss how a bankruptcy may affect your ability to buy a car once the bankruptcy has been discharged. The reason for this article Here at Auto Credit Express, because we deal in bad credit... Read Full Story

  August 5, 2008       1:08 pm        FICO Score, Credit Repair       Steve Cypher         There are a number of ways that you can apply for a bad credit special finance car loan. Your choices, in fact, mirror a line from one of my favorite movies that stars Michael Douglas and Kathleen Turner. Romancing the Loan In the beginning of the movie Romancing the Stone, a particularly nasty character has caught up with the heroine and says, “You can die two ways: quick... Read Full Story

  August 4, 2008       4:18 pm        FICO Score, Credit Repair, Auto Loans       Steve Cypher         In an effort to make it easier for consumers to understand the bad credit car loan process, Auto Credit Express launches a new user friendly web site designed to help customers make an educated buying decision. What is Auto Credit Express? Auto Credit Express was started in 1999. Since then, we have been helping customers with bad credit buy a new or low... Read Full Story