Larry Lindsey is probably not a name that you know, but he is an important figure in the history of personal finance. Currently, Mr. Lindsey is President Bush’s chief domestic economic adviser. Prior to that, he was a Federal Reserve Board Governor. But neither of these distinctions are what make Larry Lindsey significant. Instead, it [...] Read Full Story

No more than ever consumers realize that fixing bad credit is imperative because of how it affects their ability to acquire a house or car loan. Bad credit not only affects your loan interest rate, but a bad credit score can actually prevent you from a promotion or from getting your dream job. Jobs will be more competitive in the this tough economic time, so this is the time to look up the services of reliable bad credit report repair company Banks aren’t the only ones who can easily lo... Read Full Story

Wikizines are interactive magazines that anyone can create or edit - and this one is called "fix bad credit". Here you can find fresh voices and respond in real time. Some members write articles about recent news and trends related to the wikizine's topic, others recount relevant personal stories or share their favorite pictures and video clips. Got an interesting idea or story to share with other members of this wikizine? Well, then put on your journalist's cap and add yo... Read Full Story

While bankruptcy might get the most notice as a life changing or life devastating event that can ruin your credit, foreclosure shouldn’t fall very far behind. Foreclosure on a home can be a very sensitively difficult experience, and it’s going to knock the credit score almost as much as a bankruptcy. Foreclosure might not encompass the press that bankruptcy or credit repair after bankruptcy does, but when you go through foreclosure you still have to to fix bad credit and you will ... Read Full Story

While bankruptcy and  credit repair after bankruptcy might get the most attention as a life altering or life shattering event that can ruin your credit, foreclosure shouldn’t fall very far behind.  Foreclosure on a home can be a very emotionally difficult experience, and it’s going to hammer the credit score almost as much as a bankruptcy.  Foreclosure might not have the press that bankruptcy or credit repair after bankruptcy does, but if you go through foreclosure you will still... Read Full Story

You must carefully examine the activities involving your credit, if you are undergoing divorce or are considering it in near future. You must understand the affect of divorce on your various credit accounts. Usually the credit accounts are of three types – Individual accounts, joint accounts and co-signed accounts. Talking about individual accounts, the person himself is responsible for the debts in whose name the account is opened. His/her marital status will not matter then. However in ... Read Full Story

With the increasing rate of people filing bankruptcy, the inquisitiveness for removing it is also increased. It’s the known fact that chapter 7 stays there for 10 long years on your records whereas chapter 13 stays for 7 years if paid as agreed and if not it will stay for 10 years. If you are also thinking whether it can be removed or not? Then let us tell you that it can be removed with the help of a repair agency. It can be removed by removing each and every related record which was discha... Read Full Story

Nobody wants to hurt his/her scores due to late payments and will always try to make payments on time. But what if you are not able to avoid such situation and any how there are late payments on your reports. The effect is directly associated with the days of late i.e. how many days you are late. You may be 30, 60 or 90 days late. If you are late by just one payment then it may be possible for you to dispute the same and get it removed. You may find it difficult to dispute more number of lat... Read Full Story

Have you filed for bankruptcy and got discharged? Though you are discharged from your debts but still there are certain derogatory marks on your credit records. Thus even after discharge from bankruptcy you are still required to take some action to remove these delinquencies from your reports. Why not take advantage when you are legally discharged. Any effort in this regard will be fruitful enough. This is the time to realize that it is now possible to remove these negatives from your report... Read Full Story

If you want to avail refinance but the credit score are not good enough, don’t be dishearten. There are several things you must undertake before applying for it, so as to have lower rates. For cracking the best deal you will need some time and efforts. By doing so, you will be saving a great deal of money. The very purpose behind getting approved for the desired rate is not only limited to cash savings instead it is also related to improving of your scores. Many people have the very notion t... Read Full Story