We wish to thank you for all the trust and support you have offered us since our inception. So, we are organising an exclusive Customer Appreciation Party on November 19th, which also happens to be our anniversary day. We invite you to join us in popping a bottle of champagne and make the event memorable. A party needs to be special. So, we have planned a surprise for our customers. Login to your account on Lending Stream’s website and you could be among the first 100 people to get a m... Read Full Story

The Nintendo Wii prize draw is back! We thank you for your trust in Lending Stream’s cash advance service and wish to express our gratitude yet again. We believe that your suggestions can help us improve our loan process and offer you a better loan experience. Your feedback is valued, so we are running this contest exclusively for our existing customers, who have loved and continue to enjoy the experience of working with Lending Stream. In addition to the grand prize, we are also giv... Read Full Story

Every dark cloud, they say, has a silver lining. Not many of us would have expected the economic slump to beget positives. So, the recent news item from the CBI did come as a surprise; a pleasant one at that! Statistics from the Bank of England suggest that consumers are working diligently towards paying off their debts, while increasing their savings simultaneously. The fluctuating economy and the ensuing uncertainty clearly has driven the record 309 million pounds unsecured debt repayment, ... Read Full Story

It has been a while since we introduced ourselves to you. We have grown from strength to strength, establishing trust and mutual understanding with our customers. Now, with a strong conviction in our values and in the goodwill that we have earned with you, we wish to expand our family. “If your referral gets booked for a loan with Lending Stream, you win £20″ If you have had a pleasant experience with us, now is the time to spread the good word… to tell your friends about ... Read Full Story

In this consumer-centric era, there is something for everybody. A trip down memory lane reveals otherwise. With regard to loans, you could either be a good prospect or a bad one. There was nothing in between. If you had a speckled history, no lender would ever oblige your loan request. One county court judgment, one freak instance of loan default, or simply the lack of a sound profile (employment or income) would mean you could only beg and not borrow. Attribute it to market changes or the ge... Read Full Story

The football season has kicked off and excitement is in the air. However, we believe that some of our customers might still be feeling the pinch of the crisis. To help them address their cash crunch, we are giving them an opportunity to apply for a new loan or get a top-up on their existing loan. The benefits are manifold: Streamlined processing & quick approvals Higher loan amounts for returning customers Easy top-ups in case customers need more cash for expenses This is not all! Cu... Read Full Story

Dangle a juicy carrot in front of a hungry rabbit and rest assured that the animal will nibble on it. The situation is similar in the current economic clime where payday lenders are cashing in on the desperation of credit hungry consumers. The industry per se has drawn a lot of flak in recent times for a variety of reasons. Some believe that lenders are using “aggressive marketing techniques”, while others feel the APRs are ridiculous. Since lenders conveniently ignore the fact that their cus... Read Full Story

In the current economic scenario, companies including major corporate giants are struggling to cut costs. This invariably involves letting go of a portion of their workforce, which has left a large number of people without jobs. Preparing yourself for an impending layoff will help shorten the time period during which you will be unemployed. If you feel that a layoff is inevitable, the first and most important thing you must do is update your resume, by adding details about recent projects and... Read Full Story

Recent news articles suggest that consumers are at increasing risk of being conned by fraudulent debt collecting agencies. Purportedly, a number of people have received calls from phoney debt collectors, who threaten legal action if they do not pay up. Their modus operandi is quite simple – find consumers with open payday loans and leverage the traditional practice of debt collection to con them into paying up. In most cases, these conmen accuse the consumer of ‘defaulting’ on a payment, thus... Read Full Story

Think ‘payday loans’ and, as an uninformed consumer, it is natural that you would conjure up images of spiked interest rates, information misuse, and loan fraud. Those who parrot apprehensions 2 & 3 as a reason to stay away from payday loans often fail to realize that it is an issue of subjectivity. It always goes without saying that once you drop your guard or if you run out of luck, there is always a possibility of being conned or victimized. Although there are instances to... Read Full Story