Having a car is pretty much one of the most important things in any person’s adult life. It can be the deciding factor between whether you get a job or not, whilst it can give you freedom that nothing else can. If you’ve been struggling financially over the last few years, especially because of the financial crisis, buying a car could be filled with difficulties that were previously unforeseen. If you’ve got a bad credit rating, a county court judgement, mortgage arrears, or anything that els... Read Full Story

Get a UK bad credit bank account If you’ve had financial difficulties before, you’re not alone. A surprising number of people struggle financially at some point in their life, and we’re not just talking about going into an overdraft. Many people fall into the trap of high levels of credit card debt, so their credit rating gets adversely affected and this damages their future ability to lend. If you’ve had problems in the past, a number of banks simply won’t accept you based on your history. H... Read Full Story

When some of us are going through a hard time in our life, there are always others who will try and prey on us. Unfortunately being in debt is no different. There are many out there who will claim they can help you and help to sort out your debt for you and you are so vulnerable at this time you want to believe them. Before hiring a credit counseling service, however, keep in mind the following are simple credit counseling scams you should avoid: Fees: many credit counseling service compan... Read Full Story

How every household lost £31,000 The international credit crunch, and the subsequent recession, brought the banking industry to the edge of catastrophe and led directly to pay cuts, redundancies and rapidly-rising unemployment throughout the UK. For those who have lost their jobs, and possibly their homes, the effects on their personal finances have been all too obvious. But there has been a wider effect on the accumulated personal wealth of the nation. The BBC can reveal that in the course o... Read Full Story

Create a New Credit File In The UK When You Just Want a Fresh Start With Your Credit File Having a bad credit file is a real pain the the back side. As you may well know, when you have bad credit on your credit file it can be a nightmare which affects your life on an almost daily basis. There is just no way that you can get credit for anything unless your willing to use some ripp off store such as Brighthouse and pay through the nose for the things that everyone else seems to be able to get o... Read Full Story

Create a New Credit File In The UK When You Just Want a Fresh Start With Your Credit File Having a bad credit file is a real pain the the back side. As you may well know, when you have bad credit on your credit file it can be a nightmare which affects your life on an almost daily basis. There is just no way that you can get credit for anything unless your willing to use some ripp off store such as Brighthouse and pay through the nose for the things that everyone else seems to be able to get o... Read Full Story

Bankrupt Bank Accounts Being made bankrupt or declaring yourself bankrupt is usually the very last choice for people who find themselves in financial difficulties. If you find yourself in the situation where you are already bankrupt you will probably know just how difficult it is to get any form of credit including getting a bank account. Let’s face it, a bank account is something which is very difficult to live without as we still have bills to pay and find that we need things like Dir... Read Full Story

Bankrupt Bank Accounts Being made bankrupt or declaring yourself bankrupt is usually the very last choice for people who find themselves in financial difficulties. If you find yourself in the situation where you are already bankrupt you will probably know just how difficult it is to get any form of credit including getting a bank account. Let’s face it, a bank account is something which is very difficult to live without as we still have bills to pay and find that we need things like Dir... Read Full Story

Bankrupt Bank Accounts Being made bankrupt or declaring yourself bankrupt is usually the very last choice for people who find themselves in financial difficulties. If you find yourself in the situation where you are already bankrupt you will probably know just how difficult it is to get any form of credit including getting a bank account. Let’s face it, a bank account is something which is very difficult to live without as we still have bills to pay and find that we need things like Dir... Read Full Story

Protect Your Lifestyle From Being Made Redundant It’s a tough world out there today but currently the entire world is suffering from a recession which has taken hold on a global scale.  The greatest fear we have from this situation is the growing trend of being made redundant. Redundancies are happening in huge numbers and no one can be sure if they will become the next victim. It used to be said that if you worked for a large company then the chances of you being made redundant would ... Read Full Story