Every year Americans make the necessary New Year’s resolutions. With the economic crisis growing increasingly more severe each and every day, it takes an added effort to figure out how to make more money in the months and years ahead. To help with this process, I have been able to make available–totally free of charge–one of the most influential wealth building and self help books written in the last 100 years. Think and Grow Rich, by Napolean Hill. Napolean Hill, a poor and... Read Full Story

An oft-quoted statistic is that you can save up to 25% on your auto insurance by shopping for it online. That sounds great, but no one ever really tells you why. The truth is, that number doesn’t represent just the discounts you’re likely to receive, it’s a representation of the time saved by using online comparison tools, the fees waived when you purchase online and agree to maintain your account that way, and the discounts and credits on your policy, that you may no... Read Full Story

I have not posted much over the summer months. I wanted to let you know why: I have a financial headache. I have financial paralysis. I am out of helpful hints, in a sense. All this doom and gloom financial forecasts in the news recently gave this blogger pause. I started this blog years ago to help people understand basic and fundamental personal finance concepts. Namely, I wanted to help people eliminate their credit card debt. But, as I was writing, the credit situation in this country wor... Read Full Story

My friends over at the Dollar Stretcher (www.stretcher.com) have run an article I wrote awhile back about the importance of keeping track of your spending. Head on over to The Dollar Stretcher to read the full article. Welcome readers and thank you Gary! Read Full Story

There is a pretty cool and easy to use debt reduction tool at TheDebtSlayer.com Mike, the blogger over there, originally had asked me to put up a link and give it away free to readers of Mollysbrother.com He has now asked that individuals head over to TheDebtSlayer.com and download it there themselves. It’s a fantastic tool and incredibly easy to use. Read Full Story

Dear Mr. Hiller, Today you had Russ Stanton announce 250 job cuts at the Los Angeles Times. It is a shame that you have not been able to stem the financial bleeding that has been happening at your newspaper for too long. Every day, I wake up eager to read the newspaper that continues to be delivered to my front door. And every day, the newspaper feels lighter and thinner in my hands. I have frequented the LATimes.com more recently in the past few months, but have found the webpage static, uno... Read Full Story

I read in the LA Times last week that Ralph’s, a grocery store in the western United States, is reviewing their “double coupons” policy. My store! Reviewing their doubles coupon policy! Argh. The beauty of using coupons at Ralph’s stores is that it is actually worth it to clip the coupon. They would double the value of coupons up to $1.00. If you had a buck off of anything, you’d get $2 off if you used the coupon. Today, they announced that they are curbing that ... Read Full Story

There was an article yesterday that I caught on one of my new favorite blogs. It’s not a financial site, but an offbeat, interesting blog. Anyway, the author posted to an article about the impact of the rising gas prices on…wait for it…wait for it…the brothel and prostitution industry in Nevada. In reading the article on CNN.com, I was wondering just how far and how wide this whole “sluggish” economy bit is going to go. It makes me wonder if the theme of th... Read Full Story

With this ongoing housing crisis and credit crunch, it’s time to for Americans to get back to basics. Over the course of the next few weeks, I am going to re-post some helpful tips to help us refocus our efforts and reload our savings accounts. I know that there are dissenters out there. And I know that there are critics of his, too. (I am one, too. Dave gets a little to religious and preachy for me at times, so I can see how we can turn some non-Christians off.) But the reality is that... Read Full Story

Summer is upon us and most of the United States have suffered from major heat waves over the course of these past few weeks. With the arrival of summer, the arrival of sky-high electric bills are just around the corner. I have friends and family who have air conditioning units and they run them around the clock during June, July, August, and–sometimes–September. Sigh. I am one of the unlucky few who does not benefit from an AC unit. No central air for me. No window unit spewing wo... Read Full Story