We all want to live comfortably during our lifetime. I don’t think many would disagree with that statement. But I think we all really want to be comfortable when we reach the age of retirement.  I started to think about my parents and how comfortable they will be financially when they decide to retire. When [...] Read Full Story

My wife and I are going on another debt free vacation. What is a debt free vacation? I’m glad you asked. A debt free vacation is a vacation that is already paid for. Yes, thats right I already paid for my vacation and I haven’t even left yet. How did I do it? Easy, I paid for everything [...] Read Full Story

The best case scenario is always the hardest, paying off all your debt until you are debt free. For many consumers, reducing debt is out of the question. So many people are too busy paying their regular payments: mortgage, car, phone, cable, water, energy ect., that they forget or just do not want to pay [...] Read Full Story

There is nothing like playing golf. Actually there is nothing like playing golf debt free. This post may catch the attention of golf player alike, but I must admit that I am not a golf fanatic and here is why: Time It seems to me that there is not enough time to play golf. Golf is [...] Read Full Story

Can you imagine working your whole life, saving for retirement and when the time comes when you can no longer work and reach the age of retirement, your life savings is not what you thought it was going to be.In fact its not even close to what was projected because of the cost of living [...] Read Full Story

You read right.  There is an application for everything nowadays for the iPhone and iPod Touch, you can even use it to Pay Off Debt, or at least track it. I received an email from Blunt Money about the application and guess what he gave me 3 promo codes to try out the application. Do you [...] Read Full Story

You are probably reading the title going, what in the world is Mississauga. Well a friend sent me this video and the female Mayor  in the video really impressed me so much that I wanted to highlight her and the city in which she is the Mayor. Her name is Hazel McCallion and she is the [...] Read Full Story

The amount of debt in America that is the hardest to get rid of is mortgage debt. The reason behind this is simple, people are starting to owe more on their home than its worth. The Housing Debt Ratio in America is increasing due to fallen house prices which lowers the equity in homes. This is [...] Read Full Story

I have learned a lot this past year about building websites. One of the most important aspects of building websites that I learned it that nobody around me knew how to build them, but many wanted one. That is why I learned how to build them and really I started with a school project. One that [...] Read Full Story

Do you have any debt? Who doesn’t right? Having debt has become so normal it has become a part of personl finance courses. Yes, you heard right, teachers right now as you read this post are showing people how to use debt and why having debt is good. I know i’m thinking who are these people and why are they teaching finance [...] Read Full Story