Today I was reading my own story of how I got out of debt over at Bible Money Matters and I realized that there are many Hispanics that are in my shoes. Not my current debt free shoes, but the shoes that left $20,000 footprints everywhere I went. I was a debt man walking. Those [...] Read Full Story

Buy Now Pay Later. This is called Debt. This is also called Stupid with zeros at the end of it. I’m not calling people that, I’m describing the action. And I’ll be the first to say that I have made some stupid purchases in my life.  Because most of us Americans have made stupid purchases, meaning [...] Read Full Story

How much money could America save in one day? Have you ever thought of that. Seriously, wouldn’t it be cool if one day out of the year everyone would celebrate debt free day by paying cash for every purchase we make. The event will never happen. Why? America operates on money it doesn’t have. That’s right. Our economy would [...] Read Full Story

So I was driving home yesterday from work and I came across a semi with a flatbed that was carrying about 20 vehicles that had been crushed. You’ve seen them because it’s amazing that cars and trucks can be crushed in the manner that they are. What caught my attention was a spray-painted message written [...] Read Full Story

Do you live in Dallas, TX? If so you may want to consider making a quick purchase that can change your life. Now I never recommend quick purchases but this one is a no brainer. The first 1,000 people to buy tickets to see Dave Ramsey live in Dallas will only pay $9.99 for each [...] Read Full Story

Here is a pair of shox that I am wearing today at work. Yes, today is casual today for us at work and we are allowed to wear tennis shoes along with a pair of jeans. Well I usually do not wear tennis shoes because the pair I had up to this point were old [...] Read Full Story

Too much of a good deal is what gets most of us in financial trouble. But if you are smart you can save some money on products that you were going to purchase anyway. Here is Texas we will be able to purchase certain products and not get taxed at the counter. The purchase must [...] Read Full Story

Have you thought of selling your home lately? My wife and I have. We often contemplate selling and moving closer to work. Then we start to think about living in a luxury apartment close to restaurants and not out in the suburbs of town. We looked into apartments and let me tell you that people are paying good [...] Read Full Story

The longer I am in school the more expensive tuition becomes. I realize now all the scholarship opportunities that I missed out on by not applying or by not having a good standing GPA. Currently, I working towards a PhD in Business Leadership and finding scholarships for this level of schooling is hard to come by. If [...] Read Full Story

The title should give you an idea of where this post is going. There is a problem in America and across the world with people making enough to get by. Some people are living at a poverty level and they don’t even know it. It could be worse for some if it wasn’t for laws [...] Read Full Story