You Must Read This!
I always devote my blog to teaching you about debt collector abuses and law violations but what you are about to read could be even worse than all the debt collector abuses combined. This article was sent out this morning from the well known financial commentator Philip Davis. The Global Oil Scam: 50 Times Bigger than Madoff Philip Davis $2.5 Trillion – That’s the size of the global oil scam. It’s a number so large that, to put it in perspective, we will now begin measuring the damage d... Read Full Story
Lessons To Be Learned
I am presently preparing a case for one of my clients who has basically been the victim of multiple violations of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act.  This saga started in 2003 when she purchased furniture from a well known furniture retailer. The retailer used GE Money as its credit card servicing agent and still does. The purchase occurred in April, 2003 and the furniture was delivered approximately 4 weeks later. For purposes of privacy I will refer to... Read Full Story
Make Sure You Request Your Free ChoicePoint Report
No matter who you are or what you do you must request a copy of this report for your own good. I found no mistakes or misstatements of fact but let me tell you their data is very comprehensive. It includes material from the Comprehensive Loss Underwriting Exchange, two reports from current insurance carriers, a pre-employment background report which may include your personal credit information, your state driving record if the employer requests such information. A copy of  an Esteem report wh... Read Full Story
North Carolina Steps Up To The Plate And Hits It Out Of The Park
States raise limits on creditors as debtors squirm By EMERY P. DALESIO, AP Business Writer Emery P. Dalesio, Ap Business Writer 2 hrs 7 mins ago WINSTON-SALEM, N.C. – With many Americans in dire financial straits, states are cracking down to make sure aggressive debt collectors target only people who legitimately owe them money. National consumer credit laws already prohibit collection agencies from harassing, deceptive, or unfair practices like telling neighbors or family about what is owed,... Read Full Story
New Service: One On One Consultation
Half Price Offer Extended Until Saturday, October 10
I have been very gratified by the response to my 50% offer for my entire system. From the many comments and orders we have received my perception that many many people are in grave financial difficulty has been validated. The stories that I have heard are indeed very sad and disturbing. Although I cannot offer my self help system with the extras at half price forever, one more week is surely possible. So please make the small investment right now and help yourself. Read Full Story
New York Attorney General Gets It Done
Here is a news article which will show you that New York State will not tolerate thug tactics by debt collectors. Thank you Andrew Cuomo. Read Full Story
Besides Pulling Your 3 Credit Reports You Need Another Important Piece Of Information
Just today I was doing the aerobic part of my workout at my local gym and watching CNN on the flat screen (keep it a secret but this is the only way I get through the workout:-) ). More important than my workout was the news piece about the little secrets information brokers have about you and which they share with prospective employers or for that matter whoever pays them their fee pretty much. I am talking about ChoicePoint. They have all kinds of personal information on most of the populat... Read Full Story
It’s Someone Else’s Problem Or Is It?
Within the last several weeks someone I know very well came to me or rather called me and said that they received a payment demand from Palisades Acquisitions aka Palisades Collections aka Asta Funding. The demand was on an old Providian account (Providian was acquired by Countrywide). This person absolutely did not have any records regarding the account number on which they were demanding payment. Their only recollection was that any previous Providian account that they had in the past had b... Read Full Story
I Can Give You The Basic Tools For Free
I am sure you have heard the saying that there is no free lunch well today I would dispute that old adage. As you can see from reading this blog I am currently offering my entire system at half price. That’s right 50% off at least through the end of September. But even better than that you can have my proven debt validation letter and the audio which explains how to use it for absolutely nothing…yup….a free lunch!! All you have to do is to enter your name and email address. ... Read Full Story