Buyer Advisory: Home Warranties
As my practice primarily consists of buyer representation, I regularly get questions from clients about Home Warranties and their value.
Please know that I highly recommend that every buyer client of mine purchase one - not as a replacement for Homeowner's Insurance, but as a way to add "peace of mind" and help prevent claims on your insurance if something breaks or goes amiss in the first year of ownership.
That being said, please keep the following in mind:
No Home Warranty covers everything nor is it a “Guarantee”. Please choose your Home Warranty Plan very carefully, READ BOTH WHAT IS and WHAT IS NOT COVERED in the materials and pamphlets provided by the various Home Warranty Companies.
No Home Warranty Covers:
- Known pre-existing conditions
- Mold or Mildew problems
- Items that were improperly installed
- Cosmetic defects & General Maintenance
- Inadequate capacity
- Previous or attempted repair
- Missing parts
- Secondary damage
- Service involving hazardous or toxic materials (i.e. asbestos)
Some Home Warranty Plans cover, or exclude coverage, on different things and to different degrees of protection. Whether you choose a Home Warranty, or not, please give that choice and the Plan chosen careful consideration.
It is my personal recommendation however that you do in fact, purchase a Home Warranty Plan.
As your REALTOR® my job, my duty is to look after your best interests. While I make strong recommendations, by no means are you obligated to do or buy something you don't wish to.
If you are interested in purchasing property in the Greater Tucson Area, please contact me. I'll be glad to tell you more about how I work for my clients. 520.444.6471 Talk & Text or email me!
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