I want to buy a new car, but I am not sure which one I want yet. I know that I need auto insurance with a financed vehicle. How can I get coverage if I don’t even know which car I am buying? Before you make any decisions it’s probably a good idea to compare a few auto insurance quotes online for the different cars you have in mind. One car might be a lot cheaper to insure, and may sway your decision one way or the other. When you go to the car dealership to purchase your vehicle, you do not... Read Full Story

I bought a new car 6 months ago, and my auto insurance policy just lapsed. Can the finance company take out an insurance policy and send me the bill for it? What do I do? When you finance a vehicle your loan documents normally specify that you are required to carry full coverage auto insurance for the life of the loan. This means liability coverage as well as comprehensive and collision. If finance company finds out that you no longer have the proper car insurance coverage, they will get ins... Read Full Story

Can I get auto insurance coverage without a driver’s license? That really depends on which state you live in. Most states require that you have a valid driver’s license in order to get car insurance. In states where there are no laws about this it is up to the individual auto insurance company. You might find a few companies that will allow you to get immediate coverage but require that you get a driver’s license within a certain amount of time. If you do not get a license in this time perio... Read Full Story

The cost of SR22 insurance in Florida is different for every driver. There isn’t one set rate. It just depends on your driving record, age, location, and many other factors. Every SR22 insurance company looks at different criteria when determining your SR22 rate. If you are interested in finding out how much SR-22 insurance will cost you, just fill out a couple quotes online. It should only take you 10 minutes, and you will be able to figure out exactly how much Florida SR22 insurance will c... Read Full Story

Where can I find cheap SR22 insurance in Phoenix, Arizona? What is the best Arizona SR-22 insurance company? There are lots of different ways to find affordable SR-22 insurance. The easiest way to find the cheapest SR22 insurance policy is to shop around and compare quotes from a few different insurance providers in Arizona. You could visit a local agent, call a few different companies, or fill out a few quotes online. I always recommend that people start their search online because it is mu... Read Full Story

What is PIP insurance coverage? PIP stands for personal injury protection. Usually pip insurance coverage covers the hospital, medical and funeral expenses of the insured driver, passengers injured in his/her vehicle, and any pedestrians that are hit by him. The amount of coverage provided depends on the specified amounts stated in the car insurance policy. Personal injury protection insurance is sometimes referred to as no fault insurance because the driver can use their PIP insurance poli... Read Full Story

What is the penalty for getting a DUI in Kentucky? This is my first offense. The penalties for a first offense DUI conviction in Kentucky include: · 2-30 days in jail · $200-$500 fine · 30-120 day driver’s license suspension · Possible 48 hours – 30 days community service (this can be applied for in lieu of paying a fine and/or jail time) · 90 day alcohol abuse program If this is your second or third offense, you could face much harsher penalties. You should contact the Kentucky Transportati... Read Full Story

I live in Virginia, and I got a DUI. How long am I required to carry SR-22 insurance for? In the state of Virginia you are required to carry SR22 insurance for a period of 3 years from the effective date of your suspension. If you have had SR 22 insurance for 3 years you should contact the Virginia Department of Motor Vehicles to find out if you are no longer required to maintain the SR22 filing. If you are looking for cheap SR-22 insurance make sure you do your research and compare quotes ... Read Full Story

Yes, your auto insurance provider can cancel your policy at any time if you have filed too many claims or have become too risky to insure by being convicted of too many traffic violations. If your company cancels your policy it will be hard for you to find another company to insure you that doesn’t charge you outrageous rates. You could try taking a defensive driving course to help lower your rates. You need to contact your car insurance company to see what you can do to prevent them from dro... Read Full Story

I just bought a car and purchased an auto insurance policy. What will happen if my car is totaled in an accident? That just depends on the type of car insurance coverage you have. If you only have liability coverage then your insurance company will not pay for any damages to your vehicle. If you have physical damage insurance coverage your car insurance company will determine how much to give you for your vehicle. Most insurance companies determine this amount by looking at the actual cash... Read Full Story