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10 dos and don'ts to keep in mind when you're negotiating with the dealer.

Thu, 14 Nov 2008 00:44:00 GMT

posted by gblass

How to Haggle When Buying a Car

What would you like your monthly payment to be? Unless you want to pay more than you should, you need to learn how to haggle for your automobile. Here are some tips.

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DON'T		wait to shop until your current car is on its last legs. Being in need puts you in a bad bargaining position.
DO		have your research, including models, options, and prices, firmly in your head or at your fingertips.
DON'T		worry about bargaining too hard and offending the dealer. Salespeople are there to make money. They take care of themselves.
DO		be discreet. If you really want a particular car, continue to bargain as if you were undecided between two or three.
DON'T		do the salesperson's work. During bargaining, you may be asked to name a reasonable profit. Don't; that's not your job! Focus on getting the best car for the lowest price.
DO		be willing to walk away. Trust your gut instinct if the deal isn't good enough, if some details don't feel right, or if you don't feel good about the dealer.
DON'T		glide over details. Most contracts include a fee for paperwork or advertising. If you've agreed on a good price, ask the dealer to waive them. If the answer is no, suggest that the dealer provide free servicing or extras (floor mats, for example) to offset the fees.
DO		express negative feelings. If you do, you may see a radical change in the dealer's attitude, resulting in a better deal.
DON'T		pay any mind when the salesperson asks, "What would you like your monthly payment to be?" It's an old trick. Paying $219 a month is no deal if the payments stretch out for an extra 24 months.
DO		keep your trade-in out of the negotiation until the end. Clever salespeople give you a huge bargain on the new car, then fleece you on the trade-in. Get a firm price on the new car first, then the best price for your old one (you'll always do better selling it privately).

From Penny Pincher's Almanac

How To Download Unlimited Zune Music & Movies

Fri, 1 Nov 2008 12:28:09 GMT

posted by ZuneDownloads4u

>>> Download Zune Music and Movies <<<

The greatest feature of the Zune, apart from its portability, is the ease with which you can change your music and media content. Gone are the days of old where you had to stick with the pre-recorded tracks on a compact disc (or even vinyl records!). Remember the old cassette tapes. Sure you could make a tape of your choice but it was VERY time consuming – line up the songs you wanted, stop the tape while you line up the next song. Then came the beauty of the compact disc player – memory programming. Select the songs you want in the order you want them and program it in. But even this didn’t change the fact that you were stuck with the songs already on the disc.

Unlimited Free Zune Downloads are in high demand but you should always read reviews which are reliable to ensure you find the best site to get unlimited Zune downloads. If you don't you may find yourself feeling disgruntled and disappointed. Avoid all the disappointment by reading this article as it will provide with not only information on Zune download site but where to actually get the Zune downloads you want making it a very fast and quick experience for you. In no time you'll be adding Zune music and movies to your Zune device and building your dream collection of music, movies or both.

These days we want entertainment and we want to take our music and movies with us where ever we go. The demand for quality free Zune music, movie and game downloads as grown steady with the device also. A Zune is useless if you don't have music, movies and games, you will basically have a big storage device as you can use your Zune as an external device. So with that said lets get busy and put some music and movies onto our Zune.

This sound just like what you want to do but finding the right Zune download site can be a challenge as there are many sites out there that claim to offer you free Zune downloads , but is this really true? Can you really get "almost free" high quaility Zune downloads? The link below will take you to a Review site with a Top 3 list with the Current Best Zune Download Membership sites :

>> Learn How To Get Unlimited Zune Downloads <<

Fri, 1 Nov 2008 11:26:11 GMT

posted by loryadams12

Want to fill Your New Zune with your favorite Music and Videos?

Not sure where to get the Downloads from?

Then I suggest you keep on reading because I'll explain the 2 main options for downloading Music and Videos to your Zune!

# 1 Free Zune Downloads

This part needs only a little introduction because most of the free download sites are not usually free. They are full of spywares, trojans, adware and other viruses. If you don't care for personal security and can take the risk of letting spywares and other viruses enter your Zune, then just download from the free sites.

# 2 Paid membership for Lifetime Unlimited Video Downloads for Zune

A paid membership will get you a lifetime of Unlimited Video Downloads for your Zune. Only a small one-time payment for a membership at around $34 and you get a Lifetime of Unlimited Access not only to video files but Music files, Games, TV shows, Latest Movies and other Zune Software.

Because it is a paid membership, files are safe to download. Once you become a member all of your downloads will be free. You can save a lot of money and you can fully experience the entertainment capabilities of your Zune player.

So what’s the best unlimited Zune Downloads Website? Well, one of the most popular ones is iZuneAccess . It has a huge amount of content, good customer support with 24 tech support and is also one of the cheapest to sign up with.

This is what I found in IZune Access:

Firstly you do get some free software in the way of anti virus and spyware checkers with IZune Access which is always handy to have.

The first thing I did like about IZune Access was the amount of media it had avaliable to download! I mean there is hundreds of music and movie files to pick from and it was a nice change to see a Zune download site presented in this fashion.

The next thing I like about IZune Access was the download speeds! You will probably know if you have tried other Zune download sites how slow they can be when you are waiting to download a file the size of a movie and IZune Access was quite impressive in this respect!

<< Click Here To Visit iZuneAccess >>

Life is Good Pumpkin Festival

Sun, 3 Nov 2008 11:18:20 GMT

posted by rogercarr

The day was filled with live music, pumpkin carving, food, autumn decorations, games, charitable giving, door prizes, and rain. These are some of the things you could have experienced on Saturday, October 25th at the Life is good Festival at Newland Communities-Ladysmith Village in Ruther Glen, Virginia.

I was excited to discover that there was a Life is good Pumpkin Festival not too far from where I live. I learned about these festivals when I reported a couple years ago about a pumpkin carving world record being set while raising money for charity.

I didn't know what to expect when the day of the festival arrived. It was raining and predicted to continue raining throughout the day. However, what I found was a pleasant surprise.

When I arrived, there were many smiling participants engaged in all of the activities. Rain coats and umbrellas were used by some while others embraced the rain with no protection. Despite the weather, there were over 550 visitors who attended the festival and 920 pumpkins carved throughout the day.

Almost $1000 was raised for charity on the day of the festival and that did not include sponsorships and other funds received before and after the event. The money raised is donated to the Life is good Kids Foundation. Fully 100% of funds received from these festivals is distributed to nonprofit organizations supporting children in need.

The festival concluded In the evening with the lighting of the carved pumpkins. Although the winds and rain kept all of the pumpkins from being lit at the same time, it was still a tremendous site to see.

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rogercarr's Life Is Good Pumpkin Festival 2008 at Ladysmith Village photoset

New calendar for sale

Sun, 3 Nov 2008 21:16:00 GMT

posted by MusicMan5
I just posted another 2009 calendar for sale, it's called "Flowers of Illinois".

Click HERE to see it on my website or click on the RedBubble banner below.

Check our the calendar or each individual photo can be purchased separately.

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Construction …

Flower Calendar 07

Flower Calend…

June

October

Flower Calendar 11

July

Flower Calendar 01

Back Cover

August

December

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