David Lee Roth
We've saved the strangest for last. Van Halen frontman David Lee Roth once took out a $1 million dollar policy... on his sperm. Yup, Diamond Dave wanted some insurance in case he accidentally got one of his many lovers knocked up. If it happened, he'd have a cool mil to help with child support and whatnot. Roth is out there, but given his wild days, this policy might prove he's smarter than all of us.