Establishing a good credit history has never been as important as it is today.It's not just that you'll need good credit to get decent rates when you're ready to buy a home or a car. Your credit history can determine whether you get a good job, a decent apartment, a deal on your cell phone and reasonable rates on insurance. One seemingly minor misstep -- a late payment, maxing out your credit cards -- can haunt you for years.If you're just starting out, you have a once-in-a-li... Read Full Story

My friend Arthena of Flat Lick Kentucky sent this article to me. I thought that everyone should have a chance to read it. I normally don't use other peoples' material, but this is just full of useful information.The credit crisis seems so theoretical and far away -- until the bank starts messing with your credit card. Many consumers are finding the first place they’re seeing tangible evidence of the crisis is when credit card issuers cancel their accounts or lower their limits -... Read Full Story

Wikizines are interactive magazines that anyone can create or edit - and this one is called "Are Credit Card Companies Clamping Down". Here you can find fresh voices and respond in real time. Some members write articles about recent news and trends related to the wikizine's topic, others recount relevant personal stories or share their favorite pictures and video clips. Got an interesting idea or story to share with other members of this wikizine? Well, then put on your journa... Read Full Story

Wikizines are interactive magazines that anyone can create or edit - and this one is called "credit, credit cards". Here you can find fresh voices and respond in real time. Some members write articles about recent news and trends related to the wikizine's topic, others recount relevant personal stories or share their favorite pictures and video clips. Got an interesting idea or story to share with other members of this wikizine? Well, then put on your journalist's cap and ... Read Full Story

My friend Arthena of Flat Lick Kentucky sent this article to me. I thought that everyone should have a chance to read it. I normally don't use other peoples' material, but this is just full of useful information.The credit crisis seems so theoretical and far away -- until the bank starts messing with your credit card. Many consumers are finding the first place they’re seeing tangible evidence of the crisis is when credit card issuers cancel their accounts or lower their limits -- some... Read Full Story

There is so much to be said about Credit...I am going to spend time explaining all about Debt, Credit and Money (or lack of it). I am hoping that it will help someone along the way, because there is so much confusing information out there and so many mean people that just don't care. I feel strongly that this is what has caused alot of the economic problems in this country. I really don't know much about blogs, but I'm going to learn so that I can finally voice my opinion to anyon... Read Full Story