uncommonadvice

A big Thank you to Moolanomy for including me in the Money Hacks Carnival #31 at http://www.moolanomy.com/873/money-hacks-carnival-31-crisis-and-bailout/ Read Full Story

Research has revealed that Lottery winners and Paraplegics show the same levels of happiness. Can you believe this? One group have came across unbelievable fortune by hitting the million to one chance of picking random numbers. By no skill whatsoever they have been given a cheque for huge amounts of cash - tax free. The other group have had their life decimated by tragedy. It is unlikely that they will be able to look after themselves. Therefore, it is almost incomprehensible to believe that... Read Full Story

The law of supply and demand shows that when a commodity has a greater demand then the available supply then the price will go up. We also know that company boards are put under pressure to bring off double digit EBITDA growth in order to keep the shareholders happy. No one will argue with any of these two points. Therefore I find it strange to believe that anyone thinks that these two immutable rules are going to somehow be overturned and that oil will return to past pricing levels. It... Read Full Story

I've been absolutely inundated today with different Interest groups littering my inbox with their house price predictions. Here is a snapshot: -Hometrack HPI - Annual house prices fall 5.3 per cent. -Halifax HPI - Annual house prices fall 10.9 per cent. -Nationwide HPI - Annual house prices fall by 10.5per cent. -Land Registry House - price growth fell for the 11th month in a row in July. -Bank of England Number of mortgages approved falls to new low. read more Read Full Story

The Credit Crunch just gets deeper and deeper. Today it was announced that new car sales have reached their lowest level since 1966! Also, sales are down a whopping 18.6% on last year. My sympathies go to those who are suffering due to this - the workers in the car production factories, the in-house engineers, and the salesmen. However, this situation could've been predicted. As the Credit Crunch "becomes real" for people (generally, when they come off their mortgage fixed rates) some items... Read Full Story

To top off the Government's day of "interesting" policy announcements, the Secretary of State for Communities and Local Government has announced that £300 million of tax payer's money will be used to help people facing repossession. This feature runs alongside the measure that the Stamp Duty levels are to be raised by £50,000 for one year, and First Time Buyers may be eligible for an Interest Free loan from the Government to use as a deposit on a new property. read more Read Full Story

   One of my recent articles have been included in the 142nd Festival of Frugality. Head over to http://frugalbabe.com/2008/09/08/welcome-to-the-142nd-festival-of-frugality/  to have a look. Read Full Story

   I've been included in the 141st Festival of Frugality. Please pop across to http://almostfrugal.com/  to have a look! Read Full Story

   In the future, if Marketing students need to write an essay about a "Buyers Market" then they could do no better than a case study of UK property in 2008. More and more vendors are beginning to realise that they need to something special - but many are still oblivious to what is actually going to sell their house. In reality there are only three rules to maximise your chances of getting a sale read more Read Full Story

No one, not even Alan Greenspan or Gordon Brown, could accurately predict what is going to happen in the Mortgage Market, and consequently in the UK property market in the future. There are just too many up and downs and tumultuous events ahead of us to get it right. However, many people are in agreement over what events are expected. In this article I want to make you aware of the events that those in the know are expecting. I've put them in a rough chronological order: read more Read Full Story