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Credit and Debt
Touchy subject...I know. But folks, it's about RESPONSIBILITY. We're raised to think good credit is crucial to our success as adults, but debt is bad. There is a happy medium -- and hitting a few bumps in your credit rating isn't the end... [more]
Touchy subject...I know. But folks, it's about RESPONSIBILITY. We're raised to think good credit is crucial to our success as adults, but debt is bad. There is a happy medium -- and hitting a few bumps in your credit rating isn't the end of the road.
You are not my accountant. How do you convert personal debt to business debt?
My sister-in-law and her husband are the owners of a chiropractic practice with no employees other than themselves. They opened the practice shortly after being married, and paid for nearly all the startup costs with their credit cards rather than securing a small business loan. The business is doing fine, or anyway as fine as it really can be given the economy...
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