Credit and Debt

Credit and Debt

Touchy subject...I know. But folks, it's about RESPONSIBILITY. We're raised to think good credit is crucial to our success as adults, but debt is bad. There is a happy medium -- and hitting a few bumps in your credit rating isn't the end... [more]

Touchy subject...I know. But folks, it's about RESPONSIBILITY. We're raised to think good credit is crucial to our success as adults, but debt is bad. There is a happy medium -- and hitting a few bumps in your credit rating isn't the end of the road.

Dear Liz: I'm trying to pay off credit card debt and was told to call my issuers to negotiate a rate lower than what I'm currently paying, which is about 8 percent. One issuer lowered the ra...  
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